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Commercial International Bank (Egypt) CIB (CAI:COMI) Return-on-Tangible-Equity : 42.84% (As of Mar. 2025)


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What is Commercial International Bank (Egypt) CIB Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Commercial International Bank (Egypt) CIB's annualized net income for the quarter that ended in Mar. 2025 was E£66,527 Mil. Commercial International Bank (Egypt) CIB's average shareholder tangible equity for the quarter that ended in Mar. 2025 was E£155,294 Mil. Therefore, Commercial International Bank (Egypt) CIB's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 42.84%.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity or its related term are showing as below:

CAI:COMI' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 18.43   Med: 30.8   Max: 45.41
Current: 44.77

During the past 13 years, Commercial International Bank (Egypt) CIB's highest Return-on-Tangible-Equity was 45.41%. The lowest was 18.43%. And the median was 30.80%.

CAI:COMI's Return-on-Tangible-Equity is ranked better than
98.04% of 1584 companies
in the Banks industry
Industry Median: 10.33 vs CAI:COMI: 44.77

Commercial International Bank (Egypt) CIB Return-on-Tangible-Equity Historical Data

The historical data trend for Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Commercial International Bank (Egypt) CIB Return-on-Tangible-Equity Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.43 20.75 23.64 37.48 45.41

Commercial International Bank (Egypt) CIB Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.86 56.79 45.98 35.33 42.84

Competitive Comparison of Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Return-on-Tangible-Equity falls into.


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Commercial International Bank (Egypt) CIB Return-on-Tangible-Equity Calculation

Commercial International Bank (Egypt) CIB's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=55196.394/( (90481.393+152636.277 )/ 2 )
=55196.394/121558.835
=45.41 %

Commercial International Bank (Egypt) CIB's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=66527.1/( (152636.277+157951.098)/ 2 )
=66527.1/155293.6875
=42.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Commercial International Bank (Egypt) CIB  (CAI:COMI) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Commercial International Bank (Egypt) CIB Return-on-Tangible-Equity Related Terms

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Commercial International Bank (Egypt) CIB Business Description

Traded in Other Exchanges
Address
21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is the private-sector bank in Egypt, offering a broad range of financial products and services to its customers, which include more than 500 of Egypt's largest corporations, enterprises of all sizes, institutions, and households. Its strong brand and growth in retail and SME banking segments continue to introduce new customers to the bank.

Commercial International Bank (Egypt) CIB Headlines

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