Commercial International Bank (Egypt) CIB (CAI:COMI) E10: E£8.03 (As of Jun. 2026)

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CAI:COMI Commercial International Bank (Egypt) CIB CAI:COMI
84 GF Score
Price E£141.50
GF Value E£137.01
Valuation Fairly Valued
! 5 Warning Signs
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What is Commercial International Bank (Egypt) CIB E10?

Commercial International Bank (Egypt) CIB CAI:COMI +0.35% 84 E10 is E£8.03 as of Jun. 2026. GuruFocus rates CAI:COMI with a GF Score™ of 84/100 and a GF Value™ of E£137.01 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Commercial International Bank (Egypt) CIB's adjusted earnings per share data for the three months ended in Jun. 2026 was E£6.258. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is E£8.03 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Commercial International Bank (Egypt) CIB's average E10 Growth Rate was 35.90% per year. During the past 3 years, the average E10 Growth Rate was 36.40% per year. During the past 5 years, the average E10 Growth Rate was 30.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Commercial International Bank (Egypt) CIB was 36.40% per year. The lowest was 17.60% per year. And the median was 27.55% per year.

As of today (2026-08-03), Commercial International Bank (Egypt) CIB's current stock price is E£141.50. Commercial International Bank (Egypt) CIB's E10 for the quarter that ended in Jun. 2026 was E£8.03. Commercial International Bank (Egypt) CIB's Shiller PE Ratio of today is 17.62.

During the past 13 years, the highest Shiller PE Ratio of Commercial International Bank (Egypt) CIB was 24.06. The lowest was 8.64. And the median was 16.05.


Commercial International Bank (Egypt) CIB  (CAI:COMI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Commercial International Bank (Egypt) CIB's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=141.50/8.03
=17.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Commercial International Bank (Egypt) CIB was 24.06. The lowest was 8.64. And the median was 16.05.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Commercial International Bank (Egypt) CIB E10 Related Terms


Commercial International Bank (Egypt) CIB E10 Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB E10 Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 2.67 3.40 4.90 6.77

Commercial International Bank (Egypt) CIB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.91 6.69 6.77 7.37 8.03

Commercial International Bank (Egypt) CIB E10 Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Shiller PE Ratio falls into.


CAI:COMI
84GF Score
Commercial International Bank (Egypt) CIB CAI:COMI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Commercial International Bank (Egypt) CIB's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.258/333.9520*333.9520
=6.258

Current CPI (Jun. 2026) = 333.9520.

Commercial International Bank (Egypt) CIB Quarterly Data

per share eps CPI Adj_EPS
201609 0.464 241.428 0.642
201612 0.413 241.432 0.571
201703 0.486 243.801 0.666
201706 0.497 244.955 0.678
201709 0.566 246.819 0.766
201712 0.511 246.524 0.692
201803 0.562 249.554 0.752
201806 0.666 251.989 0.883
201809 0.716 252.439 0.947
201812 0.725 251.233 0.964
201903 0.716 254.202 0.941
201906 0.739 256.143 0.963
201909 0.866 256.759 1.126
201912 0.888 256.974 1.154
202003 0.644 258.115 0.833
202006 0.707 257.797 0.916
202009 0.647 260.280 0.830
202012 0.792 260.474 1.015
202103 0.767 264.877 0.967
202106 0.858 271.696 1.055
202109 1.018 274.310 1.239
202112 0.945 278.802 1.132
202203 1.127 287.504 1.309
202206 0.936 296.311 1.055
202209 1.173 296.808 1.320
202212 1.055 296.797 1.187
202303 1.600 301.836 1.770
202306 2.364 305.109 2.587
202309 2.472 307.789 2.682
202312 0.997 306.746 1.085
202403 3.533 312.332 3.778
202406 4.615 314.175 4.906
202409 3.900 315.301 4.131
202412 3.305 315.605 3.497
202503 4.865 319.799 5.080
202506 4.867 322.561 5.039
202509 7.964 324.800 8.188
202512 1.359 324.054 1.401
202603 5.213 330.213 5.272
202606 6.258 333.952 6.258

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of E£8.03 mean?
Commercial International Bank (Egypt) CIB (CAI:COMI) has a E10 of E£8.03 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors.
Is Commercial International Bank (Egypt) CIB's E10 too high?
Commercial International Bank (Egypt) CIB's current E10 is E£8.03. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's E10 compare to competitors?
Commercial International Bank (Egypt) CIB's E10 of E£8.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors. Commercial International Bank (Egypt) CIB's current E10 is E£8.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CAI:COMI) is currently considered Fairly Valued. The stock's GF Value™ is E£137.01, compared to a current price of E£141.50 — trading 3.3% above its estimated fair value. The current E10 is E£8.03. Commercial International Bank (Egypt) CIB's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CAI:COMI), the current E10 is E£8.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CAI:COMI) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be overvalued. The current stock price of E£141.50 is trading 3.3% above its estimated GF Value™ of E£137.01. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CAI:COMI:

  • E10: E£8.03
  • GF Value™: E£137.01 vs. price of E£141.50 (3.3% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the CAI:COMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
84GF Score

Get the complete analysis for CAI:COMI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£141.50
Price
E£137.01
GF Value