Bank of Ireland Group (CHIX:BIRGI) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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CHIX:BIRGI Bank of Ireland Group PLC CHIX:BIRGI
66 GF Score
Price €19.52
GF Value €11.91
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Ireland Group Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Ireland Group  (CHIX:BIRGi) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Ireland Group Cyclically Adjusted PS Ratio Related Terms


Bank of Ireland Group Cyclically Adjusted PS Ratio Historical Data

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The historical data trend for Bank of Ireland Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Ireland Group Cyclically Adjusted PS Ratio Chart

Bank of Ireland Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.63 1.42 1.47 2.66

Bank of Ireland Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.64 1.46 1.95 2.65 2.90

CHIX:BIRGI vs USB, PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank of Ireland Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Ireland Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Ireland Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Ireland Group's Cyclically Adjusted PS Ratio falls into.


CHIX:BIRGI
66GF Score
Bank of Ireland Group PLC CHIX:BIRGI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Ireland Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Ireland Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bank of Ireland Group's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=5.635/125.7700*125.7700
=5.635

Current CPI (Dec25) = 125.7700.

Bank of Ireland Group Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 4.641 99.676 5.856
201712 4.537 100.075 5.702
201812 4.286 100.773 5.349
201912 5.564 102.068 6.856
202012 4.505 101.072 5.606
202112 6.080 106.653 7.170
202212 5.052 115.436 5.504
202312 5.987 120.749 6.236
202412 6.559 122.439 6.737
202512 5.635 125.770 5.635

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Bank of Ireland Group (CHIX:BIRGI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued. The current stock price of €19.52 is trading 63.9% above its estimated GF Value™ of €11.91. GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.

Key valuation signals for CHIX:BIRGI:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €11.91 vs. price of €19.52 (63.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the CHIX:BIRGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Ireland Group Business Description

Address 2 College Green, Dublin, IRL, D02 VR66
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
66GF Score

Get the complete analysis for CHIX:BIRGI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.52
Price
€11.91
GF Value