LSE:BIRG (Ireland)
Business Description
Bank of Ireland Group PLC
NAICS : 522293
SIC : 6029
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Traded in other countries / regions
BIRG.Germany
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BIRG.Ireland
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BIRG.Mexico
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BIRG.UK
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Description
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Treasury (C&T) and Group Centre. The bank generates the majority of its revenue from traditional lending substantially funded by customer deposits and term wholesale funding. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.68 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.92 | |||||
| Debt-to-EBITDA | 8.01 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | -3.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2 | |||||
| 3-Year EPS without NRI Growth Rate | 16.5 | |||||
| 3-Year FCF Growth Rate | 125.8 | |||||
| 3-Year Book Growth Rate | 6.8 | |||||
| Future 3-5Y Total Revenue Growth Rate Industry Rank | -6.27 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 32.87 | |||||
| 9-Day RSI | 41.04 | |||||
| 14-Day RSI | 46.88 | |||||
| 6-1 Month Momentum % | 4.06 | |||||
| 12-1 Month Momentum % | 18.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.76 | |||||
| Dividend Payout Ratio | 0.06 | |||||
| 3-Year Dividend Growth Rate | -100 | |||||
| Forward Dividend Yield % | 0.76 | |||||
| 5-Year Yield-on-Cost % | 0.76 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 34.27 | |||||
| ROE % | 8.24 | |||||
| ROA % | 0.64 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.69 | |||||
| Forward PE Ratio | 8.08 | |||||
| PE Ratio without NRI | 7.69 | |||||
| Shiller PE Ratio | 67.92 | |||||
| Price-to-Owner-Earnings | 0.36 | |||||
| PEG Ratio | 2.26 | |||||
| PS Ratio | 2.46 | |||||
| PB Ratio | 0.59 | |||||
| Price-to-Tangible-Book | 0.65 | |||||
| Price-to-Free-Cash-Flow | 0.89 | |||||
| Price-to-Operating-Cash-Flow | 0.85 | |||||
| EV-to-Forward-EBIT | 23.42 | |||||
| EV-to-Revenue | -2.98 | |||||
| EV-to-Forward-Revenue | 11 | |||||
| EV-to-FCF | -1.08 | |||||
| Price-to-Projected-FCF | 0.14 | |||||
| Price-to-Median-PS-Value | 1.01 | |||||
| Price-to-Graham-Number | 0.47 | |||||
| Forward Rate of Return (Yacktman) % | 76.42 |
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 2,877 | ||
| EPS (TTM) (€) | 0.856 | ||
| Beta | 2.14 | ||
| Volatility % | 26.27 | ||
| 14-Day RSI | 46.88 | ||
| 14-Day ATR (€) | 0.326604 | ||
| 20-Day SMA (€) | 6.899326 | ||
| 12-1 Month Momentum % | 18.21 | ||
| 52-Week Range (€) | 4.59 - 7.642 | ||
| Shares Outstanding (Mil) | 1,070.33 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Bank of Ireland Group PLC Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||