Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Cyclically Adjusted PS Ratio: 1.97 (As of Jul. 27, 2026) — 32% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:CRSUP Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
38 GF Score
Price €160.01
GF Value €99.67
View Full Analysis

What is Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio?

Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP 38 Cyclically Adjusted PS Ratio is 1.97 as of Jul. 27, 2026, which is 32% above its 10-year median of 1.49. GuruFocus rates CHIX:CRSUP with a GF Score™ of 38/100 and a GF Value™ of €99.67. Among 1,302 Banks companies, Credit Agricole Sud-Rhone-Alpes ranks better than 71.81% on this metric.

As of today (2026-07-27), Credit Agricole Sud-Rhone-Alpes's current share price is €160.01. Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €81.43. Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio for today is 1.97.

The historical rank and industry rank for Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio or its related term are showing as below:

CHIX:CRSUp' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.09   Med: 1.49   Max: 2.7
Current: 2.24

During the past 13 years, Credit Agricole Sud-Rhone-Alpes's highest Cyclically Adjusted PS Ratio was 2.70. The lowest was 1.09. And the median was 1.49.

CHIX:CRSUp's Cyclically Adjusted PS Ratio is ranked better than
71.81% of 1302 companies
in the Banks industry
Industry Median: 3.41 vs CHIX:CRSUp: 2.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credit Agricole Sud-Rhone-Alpes's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €93.673. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €81.43 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credit Agricole Sud-Rhone-Alpes  (CHIX:CRSUp) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio Related Terms


Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio Chart

Credit Agricole Sud-Rhone-Alpes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.56 1.12 1.19 1.28 1.97

Credit Agricole Sud-Rhone-Alpes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 0.00 1.28 0.00 1.97

Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio falls into.


CHIX:CRSUP
38GF Score
Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Sud-Rhone-Alpes Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=160.01/81.43
=1.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Sud-Rhone-Alpes's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Credit Agricole Sud-Rhone-Alpes's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=93.673/120.9000*120.9000
=93.673

Current CPI (Dec25) = 120.9000.

Credit Agricole Sud-Rhone-Alpes Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 73.663 100.650 88.483
201712 88.318 101.850 104.837
201812 94.416 103.470 110.321
201912 86.212 104.980 99.286
202012 76.346 104.960 87.940
202112 90.837 107.850 101.828
202212 93.577 114.160 99.102
202312 86.221 118.390 88.049
202412 87.670 119.950 88.364
202512 93.673 120.900 93.673

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.97 mean?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a Cyclically Adjusted PS Ratio of 1.97 as of Jul. 27, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. This is 32% above median its historical median of 1.49. Over the past decade, Credit Agricole Sud-Rhone-Alpes' Cyclically Adjusted PS Ratio has ranged from 1.09 to 2.70. According to the industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #367 out of 1302 companies in the Banks industry, placing it in the top 28.2%.
Is Credit Agricole Sud-Rhone-Alpes' Cyclically Adjusted PS Ratio too high?
Credit Agricole Sud-Rhone-Alpes' current Cyclically Adjusted PS Ratio of 1.97 is 32% above median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 2.70. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Credit Agricole Sud-Rhone-Alpes' value of 1.97 is 42.2% below this industry median. Based on the distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #367 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole Sud-Rhone-Alpes has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Sud-Rhone-Alpes' Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #367 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts Credit Agricole Sud-Rhone-Alpes in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Credit Agricole Sud-Rhone-Alpes' value of 1.97 is 42.2% below this benchmark. Historically, Credit Agricole Sud-Rhone-Alpes' own Cyclically Adjusted PS Ratio has ranged from 1.09 to 2.70 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 3.41, Credit Agricole Sud-Rhone-Alpes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Sud-Rhone-Alpes's current Cyclically Adjusted PS Ratio of 1.97 is 42.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Sud-Rhone-Alpes's current Cyclically Adjusted PS Ratio is 1.97, which is 32% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Sud-Rhone-Alpes stock overvalued right now?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a current Cyclically Adjusted PS Ratio of 1.97. The stock's GF Value™ is €99.67, compared to a current price of €160.01 — trading 60.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.97, which is 32% above median its 10-year median of 1.49 and 42.2% below the Banks industry median of 3.41. Credit Agricole Sud-Rhone-Alpes' overall GF Score™ is 38/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP), the current Cyclically Adjusted PS Ratio is 1.97 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Sud-Rhone-Alpes stock appears to be overvalued. The current stock price of €160.01 is trading 60.5% above its estimated GF Value™ of €99.67.

Key valuation signals for CHIX:CRSUP:

  • Cyclically Adjusted PS Ratio: 1.97 (32% above median its 10-year median of 1.49)
  • GF Value™: €99.67 vs. price of €160.01 (60.5% above fair value)
  • GF Score™: 38/100
  • Industry Position: 42.2% below the Banks median (#367 of 1302)

No single metric tells the full story. See the CHIX:CRSUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Sud-Rhone-Alpes Business Description

Other Exchanges CRSU:France
Address 15-17 Rue Paul Claudel, BP 67, Grenoble, FRA, 38041
Credit Agricole Sud-Rhone-Alpes is a regional bank serving south-eastern France. The company offers credit to businesses, individuals, professionals, agricultural cooperatives and the public sector.
38GF Score

Get the complete analysis for CHIX:CRSUP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€160.01
Price
€99.67
GF Value