Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Retained Earnings: €107.1 Mil (As of Dec. 2025)

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CHIX:CRSUP Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
39 GF Score
Price €160.01
GF Value €99.67
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What is Credit Agricole Sud-Rhone-Alpes Retained Earnings?

Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP 39 Retained Earnings is €107.1 Mil as of Dec. 2025. GuruFocus rates CHIX:CRSUP with a GF Score™ of 39/100 and a GF Value™ of €99.67.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Credit Agricole Sud-Rhone-Alpes's retained earnings for the quarter that ended in Dec. 2025 was €107.1 Mil.

Credit Agricole Sud-Rhone-Alpes's quarterly retained earnings declined from Dec. 2024 (€94.1 Mil) to Jun. 2025 (€71.4 Mil) but then increased from Jun. 2025 (€71.4 Mil) to Dec. 2025 (€107.1 Mil).

Credit Agricole Sud-Rhone-Alpes's annual retained earnings increased from Dec. 2023 (€91.1 Mil) to Dec. 2024 (€94.1 Mil) and increased from Dec. 2024 (€94.1 Mil) to Dec. 2025 (€107.1 Mil).


Credit Agricole Sud-Rhone-Alpes  (CHIX:CRSUp) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Credit Agricole Sud-Rhone-Alpes Retained Earnings Historical Data

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The historical data trend for Credit Agricole Sud-Rhone-Alpes's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Sud-Rhone-Alpes Retained Earnings Chart

Credit Agricole Sud-Rhone-Alpes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 107.16 118.21 91.14 94.07 107.08

Credit Agricole Sud-Rhone-Alpes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 91.14 66.91 94.07 71.43 107.08
CHIX:CRSUP
39GF Score
Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Sud-Rhone-Alpes Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €107.1 Mil mean?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a Retained Earnings of €107.1 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors.
Is Credit Agricole Sud-Rhone-Alpes' Retained Earnings too high?
Credit Agricole Sud-Rhone-Alpes' current Retained Earnings is €107.1 Mil. Overall, Credit Agricole Sud-Rhone-Alpes has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Sud-Rhone-Alpes' Retained Earnings compare to competitors?
Credit Agricole Sud-Rhone-Alpes' Retained Earnings of €107.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. Credit Agricole Sud-Rhone-Alpes's current Retained Earnings is €107.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Sud-Rhone-Alpes stock overvalued right now?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a current Retained Earnings of €107.1 Mil. The stock's GF Value™ is €99.67, compared to a current price of €160.01 — trading 60.5% above its estimated fair value. The current Retained Earnings is €107.1 Mil. Credit Agricole Sud-Rhone-Alpes' overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP), the current Retained Earnings is €107.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Sud-Rhone-Alpes stock appears to be overvalued. The current stock price of €160.01 is trading 60.5% above its estimated GF Value™ of €99.67.

Key valuation signals for CHIX:CRSUP:

  • Retained Earnings: €107.1 Mil
  • GF Value™: €99.67 vs. price of €160.01 (60.5% above fair value)
  • GF Score™: 39/100

No single metric tells the full story. See the CHIX:CRSUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Sud-Rhone-Alpes Business Description

Other Exchanges CRSU:France
Address 15-17 Rue Paul Claudel, BP 67, Grenoble, FRA, 38041
Credit Agricole Sud-Rhone-Alpes is a regional bank serving south-eastern France. The company offers credit to businesses, individuals, professionals, agricultural cooperatives and the public sector.
39GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€160.01
Price
€99.67
GF Value