Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Debt-to-Equity: 0.05 (As of Dec. 2025) — 62% Below Median

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CHIX:CRSUP Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
42 GF Score
Price €160.01
! 3 Warning Signs
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What is Credit Agricole Sud-Rhone-Alpes Debt-to-Equity?

Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP 42 Debt-to-Equity is 0.05 as of Dec. 2025, which is 62% below its 10-year median of 0.13. GuruFocus rates CHIX:CRSUP with a GF Score™ of 42/100. The stock has 3 warning signs investors should review. Among 1,415 Banks companies, Credit Agricole Sud-Rhone-Alpes ranks better than 94.7% on this metric.

Credit Agricole Sud-Rhone-Alpes's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.0 Mil. Credit Agricole Sud-Rhone-Alpes's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €173.2 Mil. Credit Agricole Sud-Rhone-Alpes's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €3,744.3 Mil. Credit Agricole Sud-Rhone-Alpes's debt to equity for the quarter that ended in Dec. 2025 was 0.05.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Credit Agricole Sud-Rhone-Alpes's Debt-to-Equity or its related term are showing as below:

CHIX:CRSUp' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05   Med: 0.13   Max: 0.27
Current: 0.05

During the past 13 years, the highest Debt-to-Equity Ratio of Credit Agricole Sud-Rhone-Alpes was 0.27. The lowest was 0.05. And the median was 0.13.

CHIX:CRSUp's Debt-to-Equity is ranked better than
94.7% of 1415 companies
in the Banks industry
Industry Median: 0.58 vs CHIX:CRSUp: 0.05

Credit Agricole Sud-Rhone-Alpes  (CHIX:CRSUp) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Credit Agricole Sud-Rhone-Alpes Debt-to-Equity Related Terms


Credit Agricole Sud-Rhone-Alpes Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Credit Agricole Sud-Rhone-Alpes's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Sud-Rhone-Alpes Debt-to-Equity Chart

Credit Agricole Sud-Rhone-Alpes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.11 0.06 0.07 0.05

Credit Agricole Sud-Rhone-Alpes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.07 0.07 0.05 0.05

Credit Agricole Sud-Rhone-Alpes Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Sud-Rhone-Alpes's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Sud-Rhone-Alpes Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Sud-Rhone-Alpes's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Credit Agricole Sud-Rhone-Alpes's Debt-to-Equity falls into.


CHIX:CRSUP
42GF Score
Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Sud-Rhone-Alpes Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Credit Agricole Sud-Rhone-Alpes's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Credit Agricole Sud-Rhone-Alpes's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.05 mean?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a Debt-to-Equity of 0.05 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. This is 62% below median its historical median of 0.13. Over the past decade, Credit Agricole Sud-Rhone-Alpes' Debt-to-Equity has ranged from 0.05 to 0.27. According to the industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #75 out of 1415 companies in the Banks industry, placing it in the top 5.3%.
Is Credit Agricole Sud-Rhone-Alpes' Debt-to-Equity too high?
Credit Agricole Sud-Rhone-Alpes' current Debt-to-Equity of 0.05 is 62% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.27. The Banks industry median Debt-to-Equity is 0.58. Credit Agricole Sud-Rhone-Alpes' value of 0.05 is 91.4% below this industry median. Based on the distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #75 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Sud-Rhone-Alpes has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Sud-Rhone-Alpes' Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #75 out of 1415 companies for Debt-to-Equity. This places Credit Agricole Sud-Rhone-Alpes in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Credit Agricole Sud-Rhone-Alpes' value of 0.05 is 91.4% below this benchmark. Historically, Credit Agricole Sud-Rhone-Alpes' own Debt-to-Equity has ranged from 0.05 to 0.27 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.58, Credit Agricole Sud-Rhone-Alpes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Sud-Rhone-Alpes's current Debt-to-Equity of 0.05 is 91.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Sud-Rhone-Alpes's current Debt-to-Equity is 0.05, which is 62% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Sud-Rhone-Alpes stock overvalued right now?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a current Debt-to-Equity of 0.05. The current Debt-to-Equity is 0.05, which is 62% below median its 10-year median of 0.13 and 91.4% below the Banks industry median of 0.58. Credit Agricole Sud-Rhone-Alpes' overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP), the current Debt-to-Equity is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credit Agricole Sud-Rhone-Alpes Business Description

Other Exchanges CRSU:France
Address 15-17 Rue Paul Claudel, BP 67, Grenoble, FRA, 38041
Credit Agricole Sud-Rhone-Alpes is a regional bank serving south-eastern France. The company offers credit to businesses, individuals, professionals, agricultural cooperatives and the public sector.
42GF Score

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