CHPXF (China Pacific Insurance (Group) Co) Cyclically Adjusted PS Ratio: 0.75 (As of Jul. 23, 2026) — 21% Below Median

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CHPXF China Pacific Insurance (Group) Co Ltd CHPXF
70 GF Score
Price $3.65
GF Value $4.72
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio?

China Pacific Insurance (Group) Co CHPXF 70 Cyclically Adjusted PS Ratio is 0.75 as of Jul. 23, 2026, which is 21% below its 10-year median of 0.95. GuruFocus rates CHPXF with a GF Score™ of 70/100 and a GF Value™ of $4.72 (Modestly Undervalued). Among 411 Insurance companies, China Pacific Insurance (Group) Co ranks better than 68.61% on this metric.

As of today (2026-07-23), China Pacific Insurance (Group) Co's current share price is $3.65. China Pacific Insurance (Group) Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $4.89. China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio for today is 0.75.

The historical rank and industry rank for China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

CHPXF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.95   Max: 2.07
Current: 0.8

During the past years, China Pacific Insurance (Group) Co's highest Cyclically Adjusted PS Ratio was 2.07. The lowest was 0.49. And the median was 0.95.

CHPXF's Cyclically Adjusted PS Ratio is ranked better than
68.61% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs CHPXF: 0.80

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

China Pacific Insurance (Group) Co's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.241. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.89 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


China Pacific Insurance (Group) Co  (OTCPK:CHPXF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Related Terms


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.66 0.63 0.87 1.03

China Pacific Insurance (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.95 0.87 1.03 0.91

CHPXF vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio falls into.


CHPXF
70GF Score
China Pacific Insurance (Group) Co Ltd CHPXF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.65/4.89
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, China Pacific Insurance (Group) Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.241/116.3033*116.3033
=1.241

Current CPI (Mar. 2026) = 116.3033.

China Pacific Insurance (Group) Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.055 101.400 1.210
201609 1.138 102.400 1.293
201612 0.856 102.600 0.970
201703 1.718 103.200 1.936
201706 1.116 103.100 1.259
201709 1.358 104.100 1.517
201712 0.991 104.500 1.103
201803 2.140 105.300 2.364
201806 1.366 104.900 1.514
201809 1.351 106.600 1.474
201812 1.030 106.500 1.125
201903 2.153 107.700 2.325
201906 1.399 107.700 1.511
201909 1.389 109.800 1.471
201912 1.149 111.200 1.202
202003 2.166 112.300 2.243
202006 1.494 110.400 1.574
202009 1.604 111.700 1.670
202012 1.261 111.500 1.315
202103 2.404 112.662 2.482
202106 1.623 111.769 1.689
202109 1.569 112.215 1.626
202112 1.439 113.108 1.480
202203 1.283 114.335 1.305
202206 1.320 114.558 1.340
202209 1.299 115.339 1.310
202212 1.166 115.116 1.178
202303 1.409 115.116 1.424
202306 1.174 114.558 1.192
202309 1.144 115.339 1.154
202312 0.973 114.781 0.986
202403 1.367 115.227 1.380
202406 1.414 114.781 1.433
202409 1.698 115.785 1.706
202412 1.323 114.893 1.339
202503 1.327 115.116 1.341
202506 1.534 114.907 1.553
202509 2.089 115.471 2.104
202512 1.296 115.832 1.301
202603 1.241 116.303 1.241

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.75 mean?
China Pacific Insurance (Group) Co (CHPXF) has a Cyclically Adjusted PS Ratio of 0.75 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors. This is 21% below median its historical median of 0.95. Over the past decade, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.07. According to the industry distribution chart, China Pacific Insurance (Group) Co ranks #129 out of 411 companies in the Insurance industry, placing it in the top 31.4%.
Is China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio too high?
China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio of 0.75 is 21% below median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 2.07. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. China Pacific Insurance (Group) Co's value of 0.75 is 38% below this industry median. Based on the distribution chart, China Pacific Insurance (Group) Co ranks #129 out of 411 companies in the Insurance industry, which is above the industry midpoint. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, China Pacific Insurance (Group) Co ranks #129 out of 411 companies for Cyclically Adjusted PS Ratio. This puts China Pacific Insurance (Group) Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. China Pacific Insurance (Group) Co's value of 0.75 is 38% below this benchmark. Historically, China Pacific Insurance (Group) Co's own Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.07 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.21, China Pacific Insurance (Group) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio of 0.75 is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio is 0.75, which is 21% below median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (CHPXF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.72, compared to a current price of $3.65 — trading 22.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.75, which is 21% below median its 10-year median of 0.95 and 38% below the Insurance industry median of 1.21. China Pacific Insurance (Group) Co's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (CHPXF), the current Cyclically Adjusted PS Ratio is 0.75 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Pacific Insurance (Group) Co (CHPXF) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of $3.65 is trading 22.7% below its estimated GF Value™ of $4.72. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for CHPXF:

  • Cyclically Adjusted PS Ratio: 0.75 (21% below median its 10-year median of 0.95)
  • GF Value™: $4.72 vs. price of $3.65 (22.7% below fair value)
  • GF Score™: 70/100
  • Industry Position: 38% below the Insurance median (#129 of 411)

No single metric tells the full story. See the CHPXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
70GF Score

Get the complete analysis for CHPXF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.65
Price
$4.72
GF Value