CHPXF (China Pacific Insurance (Group) Co) FCF Margin %: 66.40% (As of Mar. 2026) — 144% Above Median


CHPXF China Pacific Insurance (Group) Co Ltd CHPXF
69 GF Score
Price $3.65
GF Value $4.73
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co FCF Margin %?

China Pacific Insurance (Group) Co CHPXF 69 FCF Margin % is 66.40% as of Mar. 2026, which is 144% above its 10-year median of 27.16. GuruFocus rates CHPXF with a GF Score™ of 69/100 and a GF Value™ of $4.73 (Modestly Undervalued). Among 502 Insurance companies, China Pacific Insurance (Group) Co ranks better than 92.23% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. China Pacific Insurance (Group) Co's Free Cash Flow for the three months ended in Mar. 2026 was $8,802 Mil. China Pacific Insurance (Group) Co's Revenue for the three months ended in Mar. 2026 was $13,256 Mil. Therefore, China Pacific Insurance (Group) Co's FCF Margin % for the quarter that ended in Mar. 2026 was 66.40%.

As of today, China Pacific Insurance (Group) Co's current FCF Yield % is 69.63%.

The historical rank and industry rank for China Pacific Insurance (Group) Co's FCF Margin % or its related term are showing as below:

CHPXF' s FCF Margin % Range Over the Past 10 Years
Min: 21.57   Med: 27.16   Max: 44.39
Current: 44


During the past 13 years, the highest FCF Margin % of China Pacific Insurance (Group) Co was 44.39%. The lowest was 21.57%. And the median was 27.16%.

CHPXF's FCF Margin % is ranked better than
92.23% of 502 companies
in the Insurance industry
Industry Median: 9.63 vs CHPXF: 44.00


China Pacific Insurance (Group) Co FCF Margin % Related Terms


China Pacific Insurance (Group) Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for China Pacific Insurance (Group) Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co FCF Margin % Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.00 42.43 41.62 37.45 44.39

China Pacific Insurance (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.39 52.12 33.60 27.64 66.40

CHPXF vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Pacific Insurance (Group) Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where China Pacific Insurance (Group) Co's FCF Margin % falls into.


CHPXF
69GF Score
China Pacific Insurance (Group) Co Ltd CHPXF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Pacific Insurance (Group) Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

China Pacific Insurance (Group) Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=27152.289/61166.515
=44.39 %

China Pacific Insurance (Group) Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=8801.672/13256.192
=66.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 66.40% mean?
China Pacific Insurance (Group) Co (CHPXF) has a FCF Margin % of 66.40% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Pacific Insurance (Group) Co and its competitors. This is 144% above median its historical median of 27.16. Over the past decade, China Pacific Insurance (Group) Co's FCF Margin % has ranged from 21.57 to 44.39. According to the industry distribution chart, China Pacific Insurance (Group) Co ranks #39 out of 502 companies in the Insurance industry, placing it in the top 7.8%.
Is China Pacific Insurance (Group) Co's FCF Margin % too high?
China Pacific Insurance (Group) Co's current FCF Margin % of 66.40% is 144% above median its 10-year median of 27.16. Over the past 10 years, this metric has ranged from a low of 21.57 to a high of 44.39. The Insurance industry median FCF Margin % is 9.63. China Pacific Insurance (Group) Co's value of 66.40% is 589.5% above this industry median. Based on the distribution chart, China Pacific Insurance (Group) Co ranks #39 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, China Pacific Insurance (Group) Co ranks #39 out of 502 companies for FCF Margin %. This places China Pacific Insurance (Group) Co in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.63. China Pacific Insurance (Group) Co's value of 66.40% is 589.5% above this benchmark. Historically, China Pacific Insurance (Group) Co's own FCF Margin % has ranged from 21.57 to 44.39 over the past decade. While the company's 10-year median is 27.16 vs. the industry median of 9.63, China Pacific Insurance (Group) Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Pacific Insurance (Group) Co's current FCF Margin % of 66.40% is 589.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Pacific Insurance (Group) Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Pacific Insurance (Group) Co's current FCF Margin % is 66.40%, which is 144% above median its own 10-year median of 27.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (CHPXF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.73, compared to a current price of $3.65 — trading 22.8% below its estimated fair value. The current FCF Margin % is 66.40%, which is 144% above median its 10-year median of 27.16 and 589.5% above the Insurance industry median of 9.63. China Pacific Insurance (Group) Co's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (CHPXF), the current FCF Margin % is 66.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Pacific Insurance (Group) Co (CHPXF) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of $3.65 is trading 22.8% below its estimated GF Value™ of $4.73. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for CHPXF:

  • FCF Margin %: 66.40% (144% above median its 10-year median of 27.16)
  • GF Value™: $4.73 vs. price of $3.65 (22.8% below fair value)
  • GF Score™: 69/100
  • Industry Position: 589.5% above the Insurance median (#39 of 502)

No single metric tells the full story. See the CHPXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
69GF Score

Get the complete analysis for CHPXF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.65
Price
$4.73
GF Value