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Firm Capital Mortgage InvestmentFCMGF 68 Cyclically Adjusted PS Ratio is 9.99 as of Jul. 17, 2026, which is 6% below its 10-year median of 10.63. GuruFocus rates FCMGF with a GF Score™ of 68/100 and a GF Value™ of $8.93 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,303 Banks companies, Firm Capital Mortgage Investment ranks worse than 96.78% on this metric.
The historical rank and industry rank for Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio or its related term are showing as below:
FCMGF'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 8.66 Med: 10.63 Max: 15.43
Current: 10.07
During the past years, Firm Capital Mortgage Investment's highest Cyclically Adjusted PS Ratio was 15.43. The lowest was 8.66. And the median was 10.63.
FCMGF's Cyclically Adjusted PS Ratio is ranked worse than 96.78% of 1303
companies
in the Banks industry
Industry Median: 3.37
vs FCMGF: 10.07
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Firm Capital Mortgage Investment's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.218. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.86 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Firm Capital Mortgage Investment (OTCPK:FCMGF) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Firm Capital Mortgage Investment Cyclically Adjusted PS Ratio Related Terms
Firm Capital Mortgage Investment Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment Cyclically Adjusted PS Ratio Chart
FCMGF vs RKT, FNMA, PFSI: Cyclically Adjusted PS Ratio Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio falls into.
Firm Capital Mortgage Investment Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 9.99 mean?
Firm Capital Mortgage Investment (FCMGF) has a Cyclically Adjusted PS Ratio of 9.99 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Firm Capital Mortgage Investment and its competitors. This is near median its historical median of 10.63. Over the past decade, Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio has ranged from 8.66 to 15.43. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #1261 out of 1303 companies in the Banks industry, placing it in the top 96.8%.
Is Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio too high?
Firm Capital Mortgage Investment's current Cyclically Adjusted PS Ratio of 9.99 is near median its 10-year median of 10.63. Over the past 10 years, this metric has ranged from a low of 8.66 to a high of 15.43. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Firm Capital Mortgage Investment's value of 9.99 is 196.4% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #1261 out of 1303 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Cyclically Adjusted PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #1261 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Firm Capital Mortgage Investment's value of 9.99 is 196.4% above this benchmark. Historically, Firm Capital Mortgage Investment's own Cyclically Adjusted PS Ratio has ranged from 8.66 to 15.43 over the past decade. While the company's 10-year median is 10.63 vs. the industry median of 3.37, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current Cyclically Adjusted PS Ratio of 9.99 is 196.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current Cyclically Adjusted PS Ratio is 9.99, which is near median its own 10-year median of 10.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (FCMGF) is currently considered Fairly Valued. The stock's GF Value™ is $8.93, compared to a current price of $8.59 — trading 3.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 9.99, which is near median its 10-year median of 10.63 and 196.4% above the Banks industry median of 3.37. Firm Capital Mortgage Investment's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (FCMGF), the current Cyclically Adjusted PS Ratio is 9.99 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (FCMGF) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of $8.59 is trading 3.8% below its estimated GF Value™ of $8.93.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for FCMGF:
Cyclically Adjusted PS Ratio: 9.99 (near median its 10-year median of 10.63)
GF Value™: $8.93 vs. price of $8.59 (3.8% below fair value)
Industry Position: 196.4% above the Banks median (#1261 of 1303)
No single metric tells the full story. See the FCMGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Business Description
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
68GF Score
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