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Firm Capital Mortgage Investment (OTCPK:FCMGF) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Firm Capital Mortgage Investment had a gross margin of 92.34% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Firm Capital Mortgage Investment Gross Margin % Related Terms
Firm Capital Mortgage Investment Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment Gross Margin % Chart
FCMGF vs RKT, FNMA, PFSI: Gross Margin % Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment Gross Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Firm Capital Mortgage Investment (FCMGF) has a Gross Margin % of 92.34% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Firm Capital Mortgage Investment and its competitors. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 44 companies in the Banks industry.
Is Firm Capital Mortgage Investment's Gross Margin % too high?
Firm Capital Mortgage Investment's current Gross Margin % is 92.34%. The Banks industry median Gross Margin % is 40.29. Firm Capital Mortgage Investment's value of 92.34% is 129.2% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 44 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Gross Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 44 companies for Gross Margin %. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median Gross Margin % is 40.29. Firm Capital Mortgage Investment's value of 92.34% is 129.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Banks company?
The median Gross Margin % among Banks companies is 40.29, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current Gross Margin % of 92.34% is 129.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median Gross Margin % is 40.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current Gross Margin % is 92.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (FCMGF) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.42, compared to a current price of $8.21 — trading 10.6% above its estimated fair value. The current Gross Margin % is 92.34% and 129.2% above the Banks industry median of 40.29. Firm Capital Mortgage Investment's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Firm Capital Mortgage Investment (FCMGF), the current Gross Margin % is 92.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (FCMGF) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be overvalued.
The current stock price of $8.21 is trading 10.6% above its estimated GF Value™ of $7.42.
GuruFocus considers Firm Capital Mortgage Investment to be Modestly Overvalued.
Key valuation signals for FCMGF:
Gross Margin %: 92.34%
GF Value™: $7.42 vs. price of $8.21 (10.6% above fair value)
Industry Position: 129.2% above the Banks median (#999999 of 44)
No single metric tells the full story. See the FCMGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
66GF Score
Get the complete analysis for FCMGF
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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