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5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Firm Capital Mortgage Investment does not have enough data to calculate 5-Year ROIIC %.
Firm Capital Mortgage Investment (OTCPK:FCMGF) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Firm Capital Mortgage Investment 5-Year ROIIC % Related Terms
Firm Capital Mortgage Investment 5-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment 5-Year ROIIC % Chart
FCMGF vs RKT, FNMA, PFSI: 5-Year ROIIC % Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment 5-Year ROIIC % vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's 5-Year ROIIC % falls into.
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( (Dec. 2025) - (Dec. 2020) )
/
( (Dec. 2025) - (Dec. 2020) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Firm Capital Mortgage Investment (FCMGF) has a 5-Year ROIIC % of 0.00 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Firm Capital Mortgage Investment and its competitors. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 41 companies in the Banks industry.
Is Firm Capital Mortgage Investment's 5-Year ROIIC % too high?
Firm Capital Mortgage Investment's current 5-Year ROIIC % is 0.00. Based on the distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 41 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's 5-Year ROIIC % compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #999999 out of 41 companies for 5-Year ROIIC %. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median 5-Year ROIIC % is 2.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Banks company?
The median 5-Year ROIIC % among Banks companies is 2.12, based on 41 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median 5-Year ROIIC % is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current 5-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (FCMGF) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.42, compared to a current price of $8.21 — trading 10.6% above its estimated fair value. The current 5-Year ROIIC % is 0.00. Firm Capital Mortgage Investment's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Firm Capital Mortgage Investment (FCMGF), the current 5-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (FCMGF) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be overvalued.
The current stock price of $8.21 is trading 10.6% above its estimated GF Value™ of $7.42.
GuruFocus considers Firm Capital Mortgage Investment to be Modestly Overvalued.
Key valuation signals for FCMGF:
5-Year ROIIC %: 0.00
GF Value™: $7.42 vs. price of $8.21 (10.6% above fair value)
No single metric tells the full story. See the FCMGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
66GF Score
Get the complete analysis for FCMGF
5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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