Bank of Qingdao Co (FRA:4BQ) Cyclically Adjusted PS Ratio: 1.94 (As of Sep. 17, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:4BQ Bank of Qingdao Co Ltd FRA:4BQ
68 GF Score
Price €0.55
GF Value €0.46
! 5 Warning Signs
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What is Bank of Qingdao Co Cyclically Adjusted PS Ratio?

Bank of Qingdao Co FRA:4BQ -0.91% 68 Cyclically Adjusted PS Ratio is 1.94 as of Sep. 17, 2026, which is 3% below its 10-year median of 1.99. GuruFocus rates FRA:4BQ with a GF Score™ of 68/100 and a GF Value™ of €0.46. The stock has 5 warning signs investors should review. Among 1,301 Banks companies, Bank of Qingdao Co ranks better than 71.33% on this metric.

As of today (2026-09-17), Bank of Qingdao Co's current share price is €0.545. Bank of Qingdao Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €0.28. Bank of Qingdao Co's Cyclically Adjusted PS Ratio for today is 1.94.

The historical rank and industry rank for Bank of Qingdao Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:4BQ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.85   Med: 1.99   Max: 5.1
Current: 2.29

During the past 13 years, Bank of Qingdao Co's highest Cyclically Adjusted PS Ratio was 5.10. The lowest was 0.85. And the median was 1.99.

FRA:4BQ's Cyclically Adjusted PS Ratio is ranked better than
71.33% of 1301 companies
in the Banks industry
Industry Median: 3.45 vs FRA:4BQ: 2.29

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Qingdao Co's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €0.317. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.28 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Qingdao Co  (FRA:4BQ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Qingdao Co Cyclically Adjusted PS Ratio Related Terms


Bank of Qingdao Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Qingdao Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Qingdao Co Cyclically Adjusted PS Ratio Chart

Bank of Qingdao Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.21 1.49 0.79 1.31 1.45

Bank of Qingdao Co Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 1.31 1.62 1.45 1.64

Bank of Qingdao Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank of Qingdao Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Qingdao Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Qingdao Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Qingdao Co's Cyclically Adjusted PS Ratio falls into.


FRA:4BQ
68GF Score
Bank of Qingdao Co Ltd FRA:4BQ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Qingdao Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Qingdao Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.545/0.281
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Qingdao Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bank of Qingdao Co's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.317/115.8323*115.8323
=0.317

Current CPI (Dec25) = 115.8323.

Bank of Qingdao Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.194 102.600 0.219
201712 0.188 104.500 0.208
201812 0.238 106.500 0.259
201912 0.272 111.200 0.283
202012 0.294 111.500 0.305
202112 0.321 113.108 0.329
202212 0.295 115.116 0.297
202312 0.288 114.781 0.291
202412 0.304 114.893 0.306
202512 0.317 115.832 0.317

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.94 mean?
Bank of Qingdao Co (FRA:4BQ) has a Cyclically Adjusted PS Ratio of 1.94 as of Sep. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Qingdao Co and its competitors. This is near median its historical median of 1.99. Over the past decade, Bank of Qingdao Co's Cyclically Adjusted PS Ratio has ranged from 0.85 to 5.10. According to the industry distribution chart, Bank of Qingdao Co ranks #373 out of 1301 companies in the Banks industry, placing it in the top 28.7%.
Is Bank of Qingdao Co's Cyclically Adjusted PS Ratio too high?
Bank of Qingdao Co's current Cyclically Adjusted PS Ratio of 1.94 is near median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 5.10. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Bank of Qingdao Co's value of 1.94 is 43.8% below this industry median. Based on the distribution chart, Bank of Qingdao Co ranks #373 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Qingdao Co has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Qingdao Co ranks #373 out of 1301 companies for Cyclically Adjusted PS Ratio. This puts Bank of Qingdao Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Bank of Qingdao Co's value of 1.94 is 43.8% below this benchmark. Historically, Bank of Qingdao Co's own Cyclically Adjusted PS Ratio has ranged from 0.85 to 5.10 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 3.45, Bank of Qingdao Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Qingdao Co's current Cyclically Adjusted PS Ratio of 1.94 is 43.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current Cyclically Adjusted PS Ratio is 1.94, which is near median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Bank of Qingdao Co (FRA:4BQ) has a current Cyclically Adjusted PS Ratio of 1.94. The stock's GF Value™ is €0.46, compared to a current price of €0.55 — trading 18.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.94, which is near median its 10-year median of 1.99 and 43.8% below the Banks industry median of 3.45. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Qingdao Co (FRA:4BQ), the current Cyclically Adjusted PS Ratio is 1.94 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Qingdao Co (FRA:4BQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued. The current stock price of €0.55 is trading 18.5% above its estimated GF Value™ of €0.46.

Key valuation signals for FRA:4BQ:

  • Cyclically Adjusted PS Ratio: 1.94 (near median its 10-year median of 1.99)
  • GF Value™: €0.46 vs. price of €0.55 (18.5% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 43.8% below the Banks median (#373 of 1301)

No single metric tells the full story. See the FRA:4BQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Qingdao Co Business Description

Other Exchanges 03866:Hong Kong002948:China
Address No. 6 Qinling Road, Building 3, Laoshan District, Shandong Province, Qingdao, CHN, 266061
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score

Get the complete analysis for FRA:4BQ

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.55
Price
€0.46
GF Value