Bank of Qingdao Co (FRA:4BQ) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4BQ Bank of Qingdao Co Ltd FRA:4BQ
68 GF Score
Price €0.54
GF Value €0.46
! 5 Warning Signs
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What is Bank of Qingdao Co Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Bank of Qingdao Co is: No Data: Cannot be evaluated.

Bank of Qingdao Co  (FRA:4BQ) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Bank of Qingdao Co Risk Assessment Related Terms

Bank of Qingdao Co Risk Assessment Competitor Comparison

For the Banks - Regional subindustry, Bank of Qingdao Co's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Qingdao Co Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Qingdao Co's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Bank of Qingdao Co's Risk Assessment falls into.


FRA:4BQ
68GF Score
Bank of Qingdao Co Ltd FRA:4BQ
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of Qingdao Co (FRA:4BQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued. The current stock price of €0.54 is trading 17.4% above its estimated GF Value™ of €0.46.

Key valuation signals for FRA:4BQ:

  • Risk Assessment:
  • GF Value™: €0.46 vs. price of €0.54 (17.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the FRA:4BQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Qingdao Co Business Description

Other Exchanges 03866:Hong Kong002948:China
Address No. 6 Qinling Road, Building 3, Laoshan District, Shandong Province, Qingdao, CHN, 266061
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score

Get the complete analysis for FRA:4BQ

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.54
Price
€0.46
GF Value