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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Bank of Qingdao Co does not have enough data to calculate 10-Year RORE %.
Bank of Qingdao Co (FRA:4BQ) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Bank of Qingdao Co 10-Year RORE % Related Terms
Bank of Qingdao Co 10-Year RORE % Historical Data
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The historical data trend for Bank of Qingdao Co's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Qingdao Co 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Bank of Qingdao Co's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Qingdao Co 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Qingdao Co's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Bank of Qingdao Co's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Bank of Qingdao Co (FRA:4BQ) has a 10-Year RORE % of 10.58 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Bank of Qingdao Co and its competitors. According to the industry distribution chart, Bank of Qingdao Co ranks #485 out of 1102 companies in the Banks industry, placing it in the top 44%.
Is Bank of Qingdao Co's 10-Year RORE % too high?
Bank of Qingdao Co's current 10-Year RORE % is 10.58. The Banks industry median 10-Year RORE % is 10.71. Bank of Qingdao Co's value of 10.58 is 1.2% below this industry median. Based on the distribution chart, Bank of Qingdao Co ranks #485 out of 1102 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Qingdao Co has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Bank of Qingdao Co ranks #485 out of 1102 companies for 10-Year RORE %. This puts Bank of Qingdao Co in the upper half of its industry. The industry median 10-Year RORE % is 10.71. Bank of Qingdao Co's value of 10.58 is 1.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.71, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Qingdao Co's current 10-Year RORE % of 10.58 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median 10-Year RORE % is 10.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current 10-Year RORE % is 10.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Bank of Qingdao Co (FRA:4BQ) has a current 10-Year RORE % of 10.58. The stock's GF Value™ is €0.46, compared to a current price of €0.55 — trading 18.5% above its estimated fair value. The current 10-Year RORE % is 10.58 and 1.2% below the Banks industry median of 10.71. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Bank of Qingdao Co (FRA:4BQ), the current 10-Year RORE % is 10.58 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Qingdao Co (FRA:4BQ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued.
The current stock price of €0.55 is trading 18.5% above its estimated GF Value™ of €0.46.
Key valuation signals for FRA:4BQ:
10-Year RORE %: 10.58
GF Value™: €0.46 vs. price of €0.55 (18.5% above fair value)
Industry Position: 1.2% below the Banks median (#485 of 1102)
No single metric tells the full story. See the FRA:4BQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score
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