Hanhua Financial Holding Co (FRA:5HF) Cyclically Adjusted PS Ratio: 0.43 (As of Jul. 30, 2026)

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FRA:5HF Hanhua Financial Holding Co Ltd FRA:5HF
32 GF Score
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What is Hanhua Financial Holding Co Cyclically Adjusted PS Ratio?

Hanhua Financial Holding Co FRA:5HF 32 Cyclically Adjusted PS Ratio is 0.43 as of Jul. 30, 2026. GuruFocus rates FRA:5HF with a GF Score™ of 32/100.

As of today (2026-07-30), Hanhua Financial Holding Co's current share price is €0.0085. Hanhua Financial Holding Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec23 was €0.02. Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio for today is 0.43.

The historical rank and industry rank for Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:5HF's Cyclically Adjusted PS Ratio is not ranked *
in the Credit Services industry.
Industry Median: 3.14
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hanhua Financial Holding Co's adjusted revenue per share data of for the fiscal year that ended in Dec23 was €0.013. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.02 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Hanhua Financial Holding Co  (FRA:5HF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Hanhua Financial Holding Co Cyclically Adjusted PS Ratio Related Terms


Hanhua Financial Holding Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hanhua Financial Holding Co Cyclically Adjusted PS Ratio Chart

Hanhua Financial Holding Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.66 0.98

Hanhua Financial Holding Co Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.66 0.00 0.98 0.00

FRA:5HF vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hanhua Financial Holding Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio falls into.


FRA:5HF
32GF Score
Hanhua Financial Holding Co Ltd FRA:5HF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hanhua Financial Holding Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.0085/0.02
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hanhua Financial Holding Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec23 is calculated as:

For example, Hanhua Financial Holding Co's adjusted Revenue per Share data for the fiscal year that ended in Dec23 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec23 (Change)*Current CPI (Dec23)
=0.013/114.7809*114.7809
=0.013

Current CPI (Dec23) = 114.7809.

Hanhua Financial Holding Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201412 0.065 99.000 0.075
201512 0.055 100.600 0.063
201612 0.045 102.600 0.050
201712 0.042 104.500 0.046
201812 0.042 106.500 0.045
201912 0.034 111.200 0.035
202012 0.029 111.500 0.030
202112 0.025 113.108 0.025
202212 0.017 115.116 0.017
202312 0.013 114.781 0.013

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.43 mean?
Hanhua Financial Holding Co (FRA:5HF) has a Cyclically Adjusted PS Ratio of 0.43 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hanhua Financial Holding Co and its competitors.
Is Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio too high?
Hanhua Financial Holding Co's current Cyclically Adjusted PS Ratio is 0.43. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.14. Hanhua Financial Holding Co's value of 0.43 is 86.3% below this industry median. Overall, Hanhua Financial Holding Co has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio compare to V and MA?
Hanhua Financial Holding Co's Cyclically Adjusted PS Ratio of 0.43 can be compared against companies in the Credit Services industry. The industry median Cyclically Adjusted PS Ratio is 3.14. Hanhua Financial Holding Co's value of 0.43 is 86.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.14, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanhua Financial Holding Co's current Cyclically Adjusted PS Ratio of 0.43 is 86.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hanhua Financial Holding Co and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanhua Financial Holding Co's current Cyclically Adjusted PS Ratio is 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanhua Financial Holding Co stock overvalued right now?
Hanhua Financial Holding Co (FRA:5HF) has a current Cyclically Adjusted PS Ratio of 0.43. The current Cyclically Adjusted PS Ratio is 0.43 and 86.3% below the Credit Services industry median of 3.14. Hanhua Financial Holding Co's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Hanhua Financial Holding Co (FRA:5HF), the current Cyclically Adjusted PS Ratio is 0.43 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hanhua Financial Holding Co Business Description

Address No. 11-10 East Honghu Road, Block D, Fortune Tower, 6-9, Building 2, Yubei District, Chongqing, CHN
Hanhua Financial Holding Co Ltd is engaged in the investment business, investment management, and investment advisory. The company offers financial services to serve the financing and business needs of SMEs and microenterprises under several business lines such as credit guarantee, small loans, internet finance, financial factoring, capital management, and financing leases in China. Its segment includes Digital services; Digital finance; capital investment and financial asset management; and others. It derives revenue from Digital Finance segment.
32GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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