RBB Bancorp (FRA:5SZ) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5SZ RBB Bancorp FRA:5SZ
66 GF Score
Price €22.00
GF Value €18.64
Valuation Modestly Overvalued
! 6 Warning Signs
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What is RBB Bancorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


RBB Bancorp  (FRA:5SZ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


RBB Bancorp Cyclically Adjusted PS Ratio Related Terms


RBB Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for RBB Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RBB Bancorp Cyclically Adjusted PS Ratio Chart

RBB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.38 3.91 3.20 3.30 2.69

RBB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.41 2.69 2.73 3.47

FRA:5SZ vs FRBA, CBAN, CZNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, RBB Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RBB Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, RBB Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where RBB Bancorp's Cyclically Adjusted PS Ratio falls into.


FRA:5SZ
66GF Score
RBB Bancorp FRA:5SZ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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RBB Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

RBB Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, RBB Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.661/333.9520*333.9520
=1.661

Current CPI (Jun. 2026) = 333.9520.

RBB Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.993 241.428 1.374
201612 0.951 241.432 1.315
201703 0.918 243.801 1.257
201706 0.960 244.955 1.309
201709 0.994 246.819 1.345
201712 1.085 246.524 1.470
201803 0.895 249.554 1.198
201806 0.999 251.989 1.324
201809 1.022 252.439 1.352
201812 1.306 251.233 1.736
201903 1.288 254.202 1.692
201906 1.292 256.143 1.684
201909 1.158 256.759 1.506
201912 1.271 256.974 1.652
202003 1.261 258.115 1.631
202006 1.248 257.797 1.617
202009 1.297 260.280 1.664
202012 1.412 260.474 1.810
202103 1.483 264.877 1.870
202106 1.431 271.696 1.759
202109 1.639 274.310 1.995
202112 1.628 278.802 1.950
202203 1.685 287.504 1.957
202206 1.924 296.311 2.168
202209 2.157 296.808 2.427
202212 2.119 296.797 2.384
202303 1.783 301.836 1.973
202306 1.665 305.109 1.822
202309 1.467 307.789 1.592
202312 1.623 306.746 1.767
202403 1.394 312.332 1.490
202406 1.385 314.175 1.472
202409 1.542 315.301 1.633
202412 1.512 315.605 1.600
202503 1.522 319.799 1.589
202506 1.775 322.561 1.838
202509 1.611 324.800 1.656
202512 1.620 324.054 1.669
202603 1.730 330.213 1.750
202606 1.661 333.952 1.661

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is RBB Bancorp (FRA:5SZ) Overvalued in 2026?

Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued. The current stock price of €22.00 is trading 18% above its estimated GF Value™ of €18.64. GuruFocus considers RBB Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:5SZ:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €18.64 vs. price of €22.00 (18% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FRA:5SZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RBB Bancorp Business Description

Other Exchanges RBB:USA
Address 1055 Wilshire Boulevard, 12th Floor, Los Angeles, CA, USA, 90017
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
66GF Score

Get the complete analysis for FRA:5SZ

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.00
Price
€18.64
GF Value