RBB Bancorp (FRA:5SZ) E10: €2.10 (As of Mar. 2026)


FRA:5SZ RBB Bancorp FRA:5SZ
60 GF Score
Price €22.80
GF Value €18.03
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RBB Bancorp E10?

RBB Bancorp FRA:5SZ +3.64% 60 E10 is €2.10 as of Mar. 2026. GuruFocus rates FRA:5SZ with a GF Score™ of 60/100 and a GF Value™ of €18.03 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

RBB Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.571. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.10 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-30), RBB Bancorp's current stock price is €22.80. RBB Bancorp's E10 for the quarter that ended in Mar. 2026 was €2.10. RBB Bancorp's Shiller PE Ratio of today is 10.86.

During the past 12 years, the highest Shiller PE Ratio of RBB Bancorp was 10.98. The lowest was 7.07. And the median was 8.95.


RBB Bancorp  (FRA:5SZ) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

RBB Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=22.80/2.10
=10.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of RBB Bancorp was 10.98. The lowest was 7.07. And the median was 8.95.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


RBB Bancorp E10 Related Terms


RBB Bancorp E10 Historical Data

* Premium members only.

The historical data trend for RBB Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RBB Bancorp E10 Chart

RBB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.00

RBB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.97 2.00 2.10

FRA:5SZ vs WTBA, CBK, BMRC: E10 Comparison

For the Banks - Regional subindustry, RBB Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RBB Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, RBB Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where RBB Bancorp's Shiller PE Ratio falls into.


FRA:5SZ
60GF Score
RBB Bancorp FRA:5SZ
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RBB Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, RBB Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.571/330.2130*330.2130
=0.571

Current CPI (Mar. 2026) = 330.2130.

RBB Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.338 241.018 0.463
201609 0.374 241.428 0.512
201612 0.370 241.432 0.506
201703 0.374 243.801 0.507
201706 0.552 244.955 0.744
201709 0.352 246.819 0.471
201712 0.245 246.524 0.328
201803 0.422 249.554 0.558
201806 0.462 251.989 0.605
201809 0.411 252.439 0.538
201812 0.439 251.233 0.577
201903 0.451 254.202 0.586
201906 0.443 256.143 0.571
201909 0.354 256.759 0.455
201912 0.468 256.974 0.601
202003 0.299 258.115 0.383
202006 0.293 257.797 0.375
202009 0.365 260.280 0.463
202012 0.460 260.474 0.583
202103 0.529 264.877 0.659
202106 0.556 271.696 0.676
202109 0.655 274.310 0.788
202112 0.699 278.802 0.828
202203 0.672 287.504 0.772
202206 0.757 296.311 0.844
202209 0.879 296.808 0.978
202212 0.868 296.797 0.966
202303 0.542 301.836 0.593
202306 0.535 305.109 0.579
202309 0.422 307.789 0.453
202312 0.587 306.746 0.632
202403 0.396 312.332 0.419
202406 0.362 314.175 0.380
202409 0.351 315.301 0.368
202412 0.239 315.605 0.250
202503 0.120 319.799 0.124
202506 0.451 322.561 0.462
202509 0.503 324.800 0.511
202512 0.504 324.054 0.514
202603 0.571 330.213 0.571

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.10 mean?
RBB Bancorp (FRA:5SZ) has a E10 of €2.10 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on RBB Bancorp and its competitors.
Is RBB Bancorp's E10 too high?
RBB Bancorp's current E10 is €2.10. Overall, RBB Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's E10 compare to WTBA and CBK?
RBB Bancorp's E10 of €2.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on RBB Bancorp and its competitors. RBB Bancorp's current E10 is €2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (FRA:5SZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €18.03, compared to a current price of €22.80 — trading 26.5% above its estimated fair value. The current E10 is €2.10. RBB Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For RBB Bancorp (FRA:5SZ), the current E10 is €2.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RBB Bancorp (FRA:5SZ) Overvalued in 2026?

Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued. The current stock price of €22.80 is trading 26.5% above its estimated GF Value™ of €18.03. GuruFocus considers RBB Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:5SZ:

  • E10: €2.10
  • GF Value™: €18.03 vs. price of €22.80 (26.5% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the FRA:5SZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RBB Bancorp Business Description

Other Exchanges RBB:USA
Address 1055 Wilshire Boulevard, 12th Floor, Los Angeles, CA, USA, 90017
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
60GF Score

Get the complete analysis for FRA:5SZ

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.80
Price
€18.03
GF Value