PT Bank OCBC Nisp Tbk (FRA:FFB) Cyclically Adjusted PS Ratio: 2.05 (As of Jul. 21, 2026) — 24% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FFB PT Bank OCBC Nisp Tbk FRA:FFB
77 GF Score
Price €0.02
GF Value €0.02
! 2 Warning Signs
View Full Analysis

What is PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio?

PT Bank OCBC Nisp Tbk FRA:FFB +5.13% 77 Cyclically Adjusted PS Ratio is 2.05 as of Jul. 21, 2026, which is 24% below its 10-year median of 2.71. GuruFocus rates FRA:FFB with a GF Score™ of 77/100 and a GF Value™ of €0.02. The stock has 2 warning signs investors should review. Among 1,301 Banks companies, PT Bank OCBC Nisp Tbk ranks better than 66.1% on this metric.

As of today (2026-07-21), PT Bank OCBC Nisp Tbk's current share price is €0.0205. PT Bank OCBC Nisp Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €0.01. PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio for today is 2.05.

The historical rank and industry rank for PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:FFB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.74   Med: 2.71   Max: 3.52
Current: 2.56

During the past years, PT Bank OCBC Nisp Tbk's highest Cyclically Adjusted PS Ratio was 3.52. The lowest was 1.74. And the median was 2.71.

FRA:FFB's Cyclically Adjusted PS Ratio is ranked better than
66.1% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs FRA:FFB: 2.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank OCBC Nisp Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.008. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank OCBC Nisp Tbk  (FRA:FFB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio Chart

PT Bank OCBC Nisp Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 1.98 2.93 3.02 2.89

PT Bank OCBC Nisp Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 2.95 2.92 2.89 3.03

PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio falls into.


FRA:FFB
77GF Score
PT Bank OCBC Nisp Tbk FRA:FFB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank OCBC Nisp Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.0205/0.01
=2.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank OCBC Nisp Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.008/136.5387*136.5387
=0.008

Current CPI (Mar. 2026) = 136.5387.

PT Bank OCBC Nisp Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.005 103.212 0.007
201609 0.005 104.142 0.007
201612 0.005 105.222 0.006
201703 0.005 106.476 0.006
201706 0.006 107.722 0.008
201709 0.005 108.020 0.006
201712 0.005 109.017 0.006
201803 0.005 110.097 0.006
201806 0.005 111.085 0.006
201809 0.005 111.135 0.006
201812 0.005 112.430 0.006
201903 0.005 112.829 0.006
201906 0.006 114.730 0.007
201909 0.006 114.905 0.007
201912 0.006 115.486 0.007
202003 0.006 116.252 0.007
202006 0.006 116.630 0.007
202009 0.006 116.397 0.007
202012 0.006 117.318 0.007
202103 0.006 117.840 0.007
202106 0.006 118.184 0.007
202109 0.006 118.262 0.007
202112 0.007 119.516 0.008
202203 0.007 120.948 0.008
202206 0.007 123.322 0.008
202209 0.008 125.298 0.009
202212 0.008 126.098 0.009
202303 0.008 126.953 0.009
202306 0.008 127.663 0.009
202309 0.007 128.151 0.007
202312 0.007 129.395 0.007
202403 0.007 130.607 0.007
202406 0.007 130.792 0.007
202409 0.008 130.361 0.008
202412 0.008 131.432 0.008
202503 0.008 131.948 0.008
202506 0.008 133.241 0.008
202509 0.007 133.819 0.007
202512 0.008 135.271 0.008
202603 0.008 136.539 0.008

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.05 mean?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a Cyclically Adjusted PS Ratio of 2.05 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 24% below median its historical median of 2.71. Over the past decade, PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio has ranged from 1.74 to 3.52. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #441 out of 1301 companies in the Banks industry, placing it in the top 33.9%.
Is PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank OCBC Nisp Tbk's current Cyclically Adjusted PS Ratio of 2.05 is 24% below median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 3.52. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. PT Bank OCBC Nisp Tbk's value of 2.05 is 39.2% below this industry median. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #441 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #441 out of 1301 companies for Cyclically Adjusted PS Ratio. This puts PT Bank OCBC Nisp Tbk in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. PT Bank OCBC Nisp Tbk's value of 2.05 is 39.2% below this benchmark. Historically, PT Bank OCBC Nisp Tbk's own Cyclically Adjusted PS Ratio has ranged from 1.74 to 3.52 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 3.37, PT Bank OCBC Nisp Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank OCBC Nisp Tbk's current Cyclically Adjusted PS Ratio of 2.05 is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current Cyclically Adjusted PS Ratio is 2.05, which is 24% below median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a current Cyclically Adjusted PS Ratio of 2.05. The stock's GF Value™ is €0.02, compared to a current price of €0.02 — trading 2.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.05, which is 24% below median its 10-year median of 2.71 and 39.2% below the Banks industry median of 3.37. PT Bank OCBC Nisp Tbk's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (FRA:FFB), the current Cyclically Adjusted PS Ratio is 2.05 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (FRA:FFB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be overvalued. The current stock price of €0.02 is trading 2.5% above its estimated GF Value™ of €0.02.

Key valuation signals for FRA:FFB:

  • Cyclically Adjusted PS Ratio: 2.05 (24% below median its 10-year median of 2.71)
  • GF Value™: €0.02 vs. price of €0.02 (2.5% above fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 39.2% below the Banks median (#441 of 1301)

No single metric tells the full story. See the FRA:FFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges NISP:IndonesiaFFB:Germany
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
77GF Score

Get the complete analysis for FRA:FFB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.02
GF Value