PT Bank OCBC Nisp Tbk (FRA:FFB) 5-Year Yield-on-Cost %: 11.32 (As of Jul. 20, 2026) — 112% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FFB PT Bank OCBC Nisp Tbk FRA:FFB
75 GF Score
Price €0.02
GF Value €0.02
! 2 Warning Signs
View Full Analysis

What is PT Bank OCBC Nisp Tbk 5-Year Yield-on-Cost %?

PT Bank OCBC Nisp Tbk FRA:FFB +5.41% 75 5-Year Yield-on-Cost % is 11.32 as of Jul. 20, 2026, which is 112% above its 10-year median of 5.33. GuruFocus rates FRA:FFB with a GF Score™ of 75/100 and a GF Value™ of €0.02. The stock has 2 warning signs investors should review. Among 1,255 Banks companies, PT Bank OCBC Nisp Tbk ranks worse than 54.26% on this metric.

PT Bank OCBC Nisp Tbk's yield on cost for the quarter that ended in Mar. 2026 was 11.32.


The historical rank and industry rank for PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:FFB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.94   Med: 5.33   Max: 11.32
Current: 11.32


During the past 13 years, PT Bank OCBC Nisp Tbk's highest Yield on Cost was 11.32. The lowest was 1.94. And the median was 5.33.


FRA:FFB's 5-Year Yield-on-Cost % is ranked worse than
54.26% of 1255 companies
in the Banks industry
Industry Median: 3.86 vs FRA:FFB: 11.32

PT Bank OCBC Nisp Tbk  (FRA:FFB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


PT Bank OCBC Nisp Tbk 5-Year Yield-on-Cost % Related Terms


PT Bank OCBC Nisp Tbk 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % falls into.


FRA:FFB
75GF Score
PT Bank OCBC Nisp Tbk FRA:FFB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank OCBC Nisp Tbk 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of PT Bank OCBC Nisp Tbk is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 11.32 mean?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a 5-Year Yield-on-Cost % of 11.32 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 112% above median its historical median of 5.33. Over the past decade, PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % has ranged from 1.94 to 11.32. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #681 out of 1255 companies in the Banks industry, placing it in the top 54.3%.
Is PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % too high?
PT Bank OCBC Nisp Tbk's current 5-Year Yield-on-Cost % of 11.32 is 112% above median its 10-year median of 5.33. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 11.32. The Banks industry median 5-Year Yield-on-Cost % is 3.86. PT Bank OCBC Nisp Tbk's value of 11.32 is 193.3% above this industry median. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #681 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #681 out of 1255 companies for 5-Year Yield-on-Cost %. This places PT Bank OCBC Nisp Tbk in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. PT Bank OCBC Nisp Tbk's value of 11.32 is 193.3% above this benchmark. Historically, PT Bank OCBC Nisp Tbk's own 5-Year Yield-on-Cost % has ranged from 1.94 to 11.32 over the past decade. While the company's 10-year median is 5.33 vs. the industry median of 3.86, PT Bank OCBC Nisp Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank OCBC Nisp Tbk's current 5-Year Yield-on-Cost % of 11.32 is 193.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current 5-Year Yield-on-Cost % is 11.32, which is 112% above median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a current 5-Year Yield-on-Cost % of 11.32. The stock's GF Value™ is €0.02, compared to a current price of €0.02 — trading 2.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 11.32, which is 112% above median its 10-year median of 5.33 and 193.3% above the Banks industry median of 3.86. PT Bank OCBC Nisp Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (FRA:FFB), the current 5-Year Yield-on-Cost % is 11.32 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (FRA:FFB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 2.5% below its estimated GF Value™ of €0.02.

Key valuation signals for FRA:FFB:

  • 5-Year Yield-on-Cost %: 11.32 (112% above median its 10-year median of 5.33)
  • GF Value™: €0.02 vs. price of €0.02 (2.5% below fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 193.3% above the Banks median (#681 of 1255)

No single metric tells the full story. See the FRA:FFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges NISP:IndonesiaFFB:Germany
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
75GF Score

Get the complete analysis for FRA:FFB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.02
GF Value