PT Bank OCBC Nisp Tbk (FRA:FFB) Peter Lynch Fair Value: €0.07 (As of Jul. 20, 2026) — 89% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FFB PT Bank OCBC Nisp Tbk FRA:FFB
75 GF Score
Price €0.02
GF Value €0.02
! 2 Warning Signs
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What is PT Bank OCBC Nisp Tbk Peter Lynch Fair Value?

PT Bank OCBC Nisp Tbk FRA:FFB +5.41% 75 Peter Lynch Fair Value is €0.07 as of Jul. 20, 2026, which is 100% below its 10-year median of 0.66. GuruFocus rates FRA:FFB with a GF Score™ of 75/100 and a GF Value™ of €0.02. The stock has 2 warning signs investors should review. Among 874 Banks companies, PT Bank OCBC Nisp Tbk ranks better than 74.83% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, PT Bank OCBC Nisp Tbk's PEG is 1. PT Bank OCBC Nisp Tbk's 5-Year TTM Book Value Growth Rate is 5.86. PT Bank OCBC Nisp Tbk's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €0.01. Therefore, the Peter Lynch Fair Value for today is €0.07.

As of today (2026-07-20), PT Bank OCBC Nisp Tbk's share price is €0.0195. PT Bank OCBC Nisp Tbk's Peter Lynch fair value is €0.07. Therefore, PT Bank OCBC Nisp Tbk's Price to Peter Lynch Fair Value Ratio for today is 0.28.


The historical rank and industry rank for PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value or its related term are showing as below:

FRA:FFB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.42   Med: 0.66   Max: 0.9
Current: 0.65


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of PT Bank OCBC Nisp Tbk was 0.90. The lowest was 0.42. And the median was 0.66.


FRA:FFB's Price-to-Peter-Lynch-Fair-Value is ranked better than
74.83% of 874 companies
in the Banks industry
Industry Median: 1.12 vs FRA:FFB: 0.65

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


PT Bank OCBC Nisp Tbk  (FRA:FFB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.86 instead of 15 in this case.

PT Bank OCBC Nisp Tbk's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=0.0195/0.07
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank OCBC Nisp Tbk Peter Lynch Fair Value Related Terms


PT Bank OCBC Nisp Tbk Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk Peter Lynch Fair Value Chart

PT Bank OCBC Nisp Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.04

PT Bank OCBC Nisp Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

PT Bank OCBC Nisp Tbk Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's Price-to-Peter-Lynch-Fair-Value falls into.


FRA:FFB
75GF Score
PT Bank OCBC Nisp Tbk FRA:FFB
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank OCBC Nisp Tbk Peter Lynch Fair Value Calculation

PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.86 *0.012
=0.07

PT Bank OCBC Nisp Tbk's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was €0.01.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of €0.07 mean?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a Peter Lynch Fair Value of €0.07 as of Jul. 20, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 89% below median its historical median of 0.66. Over the past decade, PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value has ranged from 0.42 to 0.90. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #220 out of 874 companies in the Banks industry, placing it in the top 25.2%.
Is PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value too high?
PT Bank OCBC Nisp Tbk's current Peter Lynch Fair Value of €0.07 is 89% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.90. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #220 out of 874 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #220 out of 874 companies for Peter Lynch Fair Value. This puts PT Bank OCBC Nisp Tbk in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, PT Bank OCBC Nisp Tbk's own Peter Lynch Fair Value has ranged from 0.42 to 0.90 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current Peter Lynch Fair Value is €0.07, which is 89% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
PT Bank OCBC Nisp Tbk (FRA:FFB) has a current Peter Lynch Fair Value of €0.07. The stock's GF Value™ is €0.02, compared to a current price of €0.02 — trading 2.5% below its estimated fair value. The current Peter Lynch Fair Value is €0.07, which is 89% below median its 10-year median of 0.66. PT Bank OCBC Nisp Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (FRA:FFB), the current Peter Lynch Fair Value is €0.07 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (FRA:FFB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 2.5% below its estimated GF Value™ of €0.02.

Key valuation signals for FRA:FFB:

  • Peter Lynch Fair Value: €0.07 (89% below median its 10-year median of 0.66)
  • GF Value™: €0.02 vs. price of €0.02 (2.5% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the FRA:FFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges NISP:IndonesiaFFB:Germany
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
75GF Score

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Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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