Pozavarovalnicava DD (FRA:I69) Cyclically Adjusted PS Ratio: 1.78 (As of Aug. 15, 2026) — 50% Above Median

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FRA:I69 Pozavarovalnica Sava DD FRA:I69
59 GF Score
Price €87.00
GF Value €49.58
! 3 Warning Signs
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What is Pozavarovalnicava DD Cyclically Adjusted PS Ratio?

Pozavarovalnicava DD FRA:I69 -1.14% 59 Cyclically Adjusted PS Ratio is 1.78 as of Aug. 15, 2026, which is 50% above its 10-year median of 1.19. GuruFocus rates FRA:I69 with a GF Score™ of 59/100 and a GF Value™ of €49.58. The stock has 3 warning signs investors should review. Among 415 Insurance companies, Pozavarovalnicava DD ranks worse than 70.6% on this metric.

As of today (2026-08-15), Pozavarovalnicava DD's current share price is €87.00. Pozavarovalnicava DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was €48.80. Pozavarovalnicava DD's Cyclically Adjusted PS Ratio for today is 1.78.

The historical rank and industry rank for Pozavarovalnicava DD's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:I69' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.47   Med: 1.19   Max: 1.88
Current: 1.86

During the past years, Pozavarovalnicava DD's highest Cyclically Adjusted PS Ratio was 1.88. The lowest was 0.47. And the median was 1.19.

FRA:I69's Cyclically Adjusted PS Ratio is ranked worse than
70.6% of 415 companies
in the Insurance industry
Industry Median: 1.22 vs FRA:I69: 1.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Pozavarovalnicava DD's adjusted revenue per share data for the three months ended in Dec. 2025 was €23.574. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €48.80 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pozavarovalnicava DD  (FRA:I69) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Pozavarovalnicava DD Cyclically Adjusted PS Ratio Related Terms


Pozavarovalnicava DD Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Pozavarovalnicava DD's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pozavarovalnicava DD Cyclically Adjusted PS Ratio Chart

Pozavarovalnicava DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.52 0.00 0.00 1.34

Pozavarovalnicava DD Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.18 1.30 1.34 0.00

FRA:I69 vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Pozavarovalnicava DD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pozavarovalnicava DD Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pozavarovalnicava DD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pozavarovalnicava DD's Cyclically Adjusted PS Ratio falls into.


FRA:I69
59GF Score
Pozavarovalnica Sava DD FRA:I69
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pozavarovalnicava DD Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Pozavarovalnicava DD's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=87.00/48.80
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pozavarovalnicava DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Pozavarovalnicava DD's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=23.574/324.0540*324.0540
=23.574

Current CPI (Dec. 2025) = 324.0540.

Pozavarovalnicava DD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201503 8.496 236.119 11.660
201506 6.745 238.638 9.159
201509 6.787 237.945 9.243
201512 7.129 236.525 9.767
201603 7.088 238.132 9.645
201606 8.248 241.018 11.090
201609 8.494 241.428 11.401
201612 7.719 241.432 10.361
201703 8.102 243.801 10.769
201706 7.807 244.955 10.328
201709 9.715 246.819 12.755
201712 7.007 246.524 9.211
201803 7.724 249.554 10.030
201806 9.037 251.989 11.621
201809 9.087 252.439 11.665
201812 8.689 251.233 11.208
201903 9.405 254.202 11.989
201906 9.320 256.143 11.791
201909 10.300 256.759 13.000
201912 10.753 256.974 13.560
202003 8.190 258.115 10.282
202006 11.216 257.797 14.099
202009 11.540 260.280 14.368
202012 14.232 260.474 17.706
202103 13.211 264.877 16.163
202106 13.057 271.696 15.573
202109 12.188 274.310 14.398
202112 14.869 278.802 17.282
202203 9.603 287.504 10.824
202206 4.405 296.311 4.817
202209 16.966 296.808 18.523
202212 5.659 296.797 6.179
202306 0.000 305.109 0.000
202312 0.000 306.746 0.000
202406 0.000 314.175 0.000
202412 0.000 315.605 0.000
202503 13.076 319.799 13.250
202506 15.499 322.561 15.571
202509 13.120 324.800 13.090
202512 23.574 324.054 23.574

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.78 mean?
Pozavarovalnicava DD (FRA:I69) has a Cyclically Adjusted PS Ratio of 1.78 as of Aug. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors. This is 50% above median its historical median of 1.19. Over the past decade, Pozavarovalnicava DD's Cyclically Adjusted PS Ratio has ranged from 0.47 to 1.88. According to the industry distribution chart, Pozavarovalnicava DD ranks #293 out of 415 companies in the Insurance industry, placing it in the top 70.6%.
Is Pozavarovalnicava DD's Cyclically Adjusted PS Ratio too high?
Pozavarovalnicava DD's current Cyclically Adjusted PS Ratio of 1.78 is 50% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.88. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Pozavarovalnicava DD's value of 1.78 is 45.9% above this industry median. Based on the distribution chart, Pozavarovalnicava DD ranks #293 out of 415 companies in the Insurance industry, which is below the industry midpoint. Overall, Pozavarovalnicava DD has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Pozavarovalnicava DD's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Pozavarovalnicava DD ranks #293 out of 415 companies for Cyclically Adjusted PS Ratio. This places Pozavarovalnicava DD in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. Pozavarovalnicava DD's value of 1.78 is 45.9% above this benchmark. Historically, Pozavarovalnicava DD's own Cyclically Adjusted PS Ratio has ranged from 0.47 to 1.88 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.22, Pozavarovalnicava DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pozavarovalnicava DD's current Cyclically Adjusted PS Ratio of 1.78 is 45.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pozavarovalnicava DD's current Cyclically Adjusted PS Ratio is 1.78, which is 50% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pozavarovalnicava DD stock overvalued right now?
Pozavarovalnicava DD (FRA:I69) has a current Cyclically Adjusted PS Ratio of 1.78. The stock's GF Value™ is €49.58, compared to a current price of €87.00 — trading 75.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.78, which is 50% above median its 10-year median of 1.19 and 45.9% above the Insurance industry median of 1.22. Pozavarovalnicava DD's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Pozavarovalnicava DD (FRA:I69), the current Cyclically Adjusted PS Ratio is 1.78 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pozavarovalnicava DD (FRA:I69) Overvalued in 2026?

Based on GuruFocus' analysis, Pozavarovalnicava DD stock appears to be overvalued. The current stock price of €87.00 is trading 75.5% above its estimated GF Value™ of €49.58.

Key valuation signals for FRA:I69:

  • Cyclically Adjusted PS Ratio: 1.78 (50% above median its 10-year median of 1.19)
  • GF Value™: €49.58 vs. price of €87.00 (75.5% above fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 45.9% above the Insurance median (#293 of 415)

No single metric tells the full story. See the FRA:I69 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pozavarovalnicava DD Business Description

Other Exchanges POSR:Slovenia0MSR:UK
Address Dunajska cesta 56, P.O.B. 318, Ljubljana, SVN, 1000
Pozavarovalnica Sava DD is a Slovenian-based company engaged in the reinsurance business. It provides reinsurance services such as capacity, capital relief, catastrophe support, and creativity. The group operates through the business segments of the reinsurance (reinsurance business), non-life (non-life insurance business, broken down into EU and non-EU), life (life insurance business, broken down into EU and non-EU), pensions and asset management (pension insurance business in Slovenia and North Macedonia, and fund management), and the "other" segment. Geographically, the company generates key revenue from Non-Life, EU.
59GF Score

Get the complete analysis for FRA:I69

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€87.00
Price
€49.58
GF Value