Pozavarovalnicava DD (FRA:I69) E10: €4.04 (As of Dec. 2025)

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FRA:I69 Pozavarovalnica Sava DD FRA:I69
59 GF Score
Price €87.00
GF Value €49.58
! 3 Warning Signs
View Full Analysis

What is Pozavarovalnicava DD E10?

Pozavarovalnicava DD FRA:I69 -1.14% 59 E10 is €4.04 as of Dec. 2025. GuruFocus rates FRA:I69 with a GF Score™ of 59/100 and a GF Value™ of €49.58. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Pozavarovalnicava DD's adjusted earnings per share data for the three months ended in Dec. 2025 was €1.910. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.04 for the trailing ten years ended in Dec. 2025.

During the past 3 years, the average E10 Growth Rate was 10.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Pozavarovalnicava DD was 10.00% per year. The lowest was 10.00% per year. And the median was 10.00% per year.

As of today (2026-08-15), Pozavarovalnicava DD's current stock price is €87.00. Pozavarovalnicava DD's E10 for the quarter that ended in Dec. 2025 was €4.04. Pozavarovalnicava DD's Shiller PE Ratio of today is 21.53.

During the past 13 years, the highest Shiller PE Ratio of Pozavarovalnicava DD was 22.73. The lowest was 6.42. And the median was 15.10.


Pozavarovalnicava DD  (FRA:I69) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Pozavarovalnicava DD's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=87.00/4.04
=21.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Pozavarovalnicava DD was 22.73. The lowest was 6.42. And the median was 15.10.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Pozavarovalnicava DD E10 Related Terms


Pozavarovalnicava DD E10 Historical Data

* Premium members only.

The historical data trend for Pozavarovalnicava DD's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pozavarovalnicava DD E10 Chart

Pozavarovalnicava DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.04

Pozavarovalnicava DD Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.70 4.01 4.04 0.00

FRA:I69 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Pozavarovalnicava DD's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pozavarovalnicava DD Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pozavarovalnicava DD's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Pozavarovalnicava DD's Shiller PE Ratio falls into.


FRA:I69
59GF Score
Pozavarovalnica Sava DD FRA:I69
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pozavarovalnicava DD E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pozavarovalnicava DD's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.91/324.0540*324.0540
=1.910

Current CPI (Dec. 2025) = 324.0540.

Pozavarovalnicava DD Quarterly Data

per share eps CPI Adj_EPS
201503 0.610 236.119 0.837
201506 0.430 238.638 0.584
201509 0.350 237.945 0.477
201512 0.630 236.525 0.863
201603 0.430 238.132 0.585
201606 0.470 241.018 0.632
201609 0.530 241.428 0.711
201612 0.650 241.432 0.872
201703 0.590 243.801 0.784
201706 0.510 244.955 0.675
201709 0.250 246.819 0.328
201712 0.650 246.524 0.854
201803 0.300 249.554 0.390
201806 0.610 251.989 0.784
201809 0.960 252.439 1.232
201812 0.890 251.233 1.148
201903 0.700 254.202 0.892
201906 0.750 256.143 0.949
201909 0.970 256.759 1.224
201912 0.800 256.974 1.009
202003 0.660 258.115 0.829
202006 1.410 257.797 1.772
202009 0.990 260.280 1.233
202012 0.570 260.474 0.709
202103 1.520 264.877 1.860
202106 1.290 271.696 1.539
202109 0.880 274.310 1.040
202112 1.220 278.802 1.418
202203 1.080 287.504 1.217
202206 -0.370 296.311 -0.405
202209 2.280 296.808 2.489
202212 0.020 296.797 0.022
202306 0.000 305.109 0.000
202312 0.000 306.746 0.000
202406 0.000 314.175 0.000
202412 0.000 315.605 0.000
202503 1.994 319.799 2.021
202506 1.726 322.561 1.734
202509 1.720 324.800 1.716
202512 1.910 324.054 1.910

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.04 mean?
Pozavarovalnicava DD (FRA:I69) has a E10 of €4.04 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors.
Is Pozavarovalnicava DD's E10 too high?
Pozavarovalnicava DD's current E10 is €4.04. Overall, Pozavarovalnicava DD has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Pozavarovalnicava DD's E10 compare to CB and PGR?
Pozavarovalnicava DD's E10 of €4.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors. Pozavarovalnicava DD's current E10 is €4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pozavarovalnicava DD stock overvalued right now?
Pozavarovalnicava DD (FRA:I69) has a current E10 of €4.04. The stock's GF Value™ is €49.58, compared to a current price of €87.00 — trading 75.5% above its estimated fair value. The current E10 is €4.04. Pozavarovalnicava DD's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Pozavarovalnicava DD (FRA:I69), the current E10 is €4.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pozavarovalnicava DD (FRA:I69) Overvalued in 2026?

Based on GuruFocus' analysis, Pozavarovalnicava DD stock appears to be overvalued. The current stock price of €87.00 is trading 75.5% above its estimated GF Value™ of €49.58.

Key valuation signals for FRA:I69:

  • E10: €4.04
  • GF Value™: €49.58 vs. price of €87.00 (75.5% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the FRA:I69 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pozavarovalnicava DD Business Description

Other Exchanges POSR:Slovenia0MSR:UK
Address Dunajska cesta 56, P.O.B. 318, Ljubljana, SVN, 1000
Pozavarovalnica Sava DD is a Slovenian-based company engaged in the reinsurance business. It provides reinsurance services such as capacity, capital relief, catastrophe support, and creativity. The group operates through the business segments of the reinsurance (reinsurance business), non-life (non-life insurance business, broken down into EU and non-EU), life (life insurance business, broken down into EU and non-EU), pensions and asset management (pension insurance business in Slovenia and North Macedonia, and fund management), and the "other" segment. Geographically, the company generates key revenue from Non-Life, EU.
59GF Score

Get the complete analysis for FRA:I69

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€87.00
Price
€49.58
GF Value