Eurobank (HAM:1X8) Cyclically Adjusted PS Ratio: (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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HAM:1X8 Eurobank SA HAM:1X8
63 GF Score
Price €4.39
GF Value €2.59
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Eurobank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Eurobank  (HAM:1X8) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Eurobank Cyclically Adjusted PS Ratio Related Terms


Eurobank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Eurobank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eurobank Cyclically Adjusted PS Ratio Chart

Eurobank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.02 0.43 1.22 4.02

Eurobank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.43 3.86 4.02 3.93 0.00

HAM:1X8 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Eurobank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eurobank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eurobank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Eurobank's Cyclically Adjusted PS Ratio falls into.


HAM:1X8
63GF Score
Eurobank SA HAM:1X8
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Eurobank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Eurobank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Eurobank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.258/126.7200*126.7200
=0.258

Current CPI (Jun. 2026) = 126.7200.

Eurobank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.209 99.878 0.265
201612 0.226 100.110 0.286
201703 0.210 100.770 0.264
201706 0.213 101.138 0.267
201709 0.217 100.882 0.273
201712 0.221 100.762 0.278
201803 0.211 100.534 0.266
201806 0.209 102.121 0.259
201809 0.212 101.982 0.263
201812 0.203 101.330 0.254
201903 0.191 101.482 0.238
201906 0.133 101.837 0.165
201909 0.121 101.906 0.150
201912 0.131 102.120 0.163
202003 0.115 101.479 0.144
202006 0.194 100.239 0.245
202009 0.165 99.886 0.209
202012 0.114 99.751 0.145
202103 0.121 99.817 0.154
202106 0.129 101.270 0.161
202109 0.126 102.095 0.156
202112 0.138 104.853 0.167
202203 0.178 108.651 0.208
202206 0.216 113.517 0.241
202209 0.145 114.371 0.161
202212 0.197 112.428 0.222
202303 0.168 113.620 0.187
202306 0.191 115.515 0.210
202309 0.159 116.234 0.173
202312 0.210 116.364 0.229
202403 0.205 117.285 0.221
202406 0.192 118.129 0.206
202409 0.215 119.650 0.228
202412 0.238 119.360 0.253
202503 0.223 120.133 0.235
202506 0.237 121.399 0.247
202509 0.220 121.950 0.229
202512 0.240 122.450 0.248
202603 0.242 124.820 0.246
202606 0.258 126.720 0.258

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Eurobank (HAM:1X8) Overvalued in 2026?

Based on GuruFocus' analysis, Eurobank stock appears to be overvalued. The current stock price of €4.39 is trading 69.3% above its estimated GF Value™ of €2.59. GuruFocus considers Eurobank to be Significantly Overvalued.

Key valuation signals for HAM:1X8:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €2.59 vs. price of €4.39 (69.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the HAM:1X8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eurobank Business Description

Address 8 Othonos Street, Athens, GRC, 105 57
Eurobank SA operates as a universal bank offering a comprehensive suite of financial services. It provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, overdrafts, loans and other credit facilities, and Others services. It also provides custody and clearing services, cash management and trade service, and investment banking services. The operating segments of the company are: Retail, Corporate, Markets, Investment Property, RSS, and International. Geographically, the Group is active in Greece, Cyprus, Bulgaria and Luxembourg.
63GF Score

Get the complete analysis for HAM:1X8

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.39
Price
€2.59
GF Value