Eurobank (HAM:1X8) ROE % Adjusted to Book Value: 11.54% (As of Mar. 2026)


HAM:1X8 Eurobank SA HAM:1X8
64 GF Score
Price €4.17
GF Value €2.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Eurobank ROE % Adjusted to Book Value?

Eurobank HAM:1X8 -0.88% 64 ROE % Adjusted to Book Value is 11.54% as of Mar. 2026. GuruFocus rates HAM:1X8 with a GF Score™ of 64/100 and a GF Value™ of €2.51 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Eurobank's ROE % for the quarter that ended in Mar. 2026 was 12.35%. Eurobank's PB Ratio for the quarter that ended in Mar. 2026 was 1.07. Eurobank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.54%.


Eurobank ROE % Adjusted to Book Value Related Terms


Eurobank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Eurobank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eurobank ROE % Adjusted to Book Value Chart

Eurobank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 11.82

Eurobank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.86 11.54

HAM:1X8 vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Eurobank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eurobank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Eurobank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Eurobank's ROE % Adjusted to Book Value falls into.


HAM:1X8
64GF Score
Eurobank SA HAM:1X8
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Eurobank ROE % Adjusted to Book Value Calculation

Eurobank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.95% / 1.18
=11.82%

Eurobank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.35% / 1.07
=11.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.54% mean?
Eurobank (HAM:1X8) has a ROE % Adjusted to Book Value of 11.54% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Eurobank and its competitors.
Is Eurobank's ROE % Adjusted to Book Value too high?
Eurobank's current ROE % Adjusted to Book Value is 11.54%. Overall, Eurobank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eurobank's ROE % Adjusted to Book Value compare to PNC and USB?
Eurobank's ROE % Adjusted to Book Value of 11.54% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Eurobank and its competitors. Eurobank's current ROE % Adjusted to Book Value is 11.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eurobank stock overvalued right now?
Based on GuruFocus' analysis, Eurobank (HAM:1X8) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.51, compared to a current price of €4.17 — trading 66.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.54%. Eurobank's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Eurobank (HAM:1X8), the current ROE % Adjusted to Book Value is 11.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eurobank (HAM:1X8) Overvalued in 2026?

Based on GuruFocus' analysis, Eurobank stock appears to be overvalued. The current stock price of €4.17 is trading 66.3% above its estimated GF Value™ of €2.51. GuruFocus considers Eurobank to be Significantly Overvalued.

Key valuation signals for HAM:1X8:

  • ROE % Adjusted to Book Value: 11.54%
  • GF Value™: €2.51 vs. price of €4.17 (66.3% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the HAM:1X8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eurobank Business Description

Address 8 Othonos Street, Athens, GRC, 105 57
Eurobank SA operates as a universal bank offering a comprehensive suite of financial services. It provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, overdrafts, loans and other credit facilities, and Others services. It also provides custody and clearing services, cash management and trade service, and investment banking services. The operating segments of the company are: Retail, Corporate, Markets, Investment Property, RSS, and International. Geographically, the Group is active in Greece, Cyprus, Bulgaria and Luxembourg.
64GF Score

Get the complete analysis for HAM:1X8

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.17
Price
€2.51
GF Value