PT Bank Central Asia Tbk (ISX:BBCA) Cyclically Adjusted PS Ratio: 8.48 (As of Jul. 20, 2026) — 40% Below Median

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ISX:BBCA PT Bank Central Asia Tbk ISX:BBCA
75 GF Score
Price Rp6,475.00
GF Value Rp10,615.66
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio?

PT Bank Central Asia Tbk ISX:BBCA 75 Cyclically Adjusted PS Ratio is 8.48 as of Jul. 20, 2026, which is 40% below its 10-year median of 14.24. GuruFocus rates ISX:BBCA with a GF Score™ of 75/100 and a GF Value™ of Rp10,615.66 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,301 Banks companies, PT Bank Central Asia Tbk ranks worse than 95.08% on this metric.

As of today (2026-07-20), PT Bank Central Asia Tbk's current share price is Rp6475.00. PT Bank Central Asia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp763.48. PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio for today is 8.48.

The historical rank and industry rank for PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:BBCA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.65   Med: 14.24   Max: 16.26
Current: 8.48

During the past years, PT Bank Central Asia Tbk's highest Cyclically Adjusted PS Ratio was 16.26. The lowest was 6.65. And the median was 14.24.

ISX:BBCA's Cyclically Adjusted PS Ratio is ranked worse than
95.08% of 1301 companies
in the Banks industry
Industry Median: 3.38 vs ISX:BBCA: 8.48

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Central Asia Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was Rp233.212. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp763.48 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Central Asia Tbk  (ISX:BBCA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.25 14.76 14.79 14.09 10.81

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.15 12.08 10.41 10.81 8.45

PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BBCA
75GF Score
PT Bank Central Asia Tbk ISX:BBCA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=6475.00/763.48
=8.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank Central Asia Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=233.212/136.5387*136.5387
=233.212

Current CPI (Mar. 2026) = 136.5387.

PT Bank Central Asia Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 109.597 103.212 144.985
201609 112.077 104.142 146.942
201612 116.296 105.222 150.909
201703 110.424 106.476 141.602
201706 114.961 107.722 145.715
201709 118.572 108.020 149.876
201712 125.930 109.017 157.722
201803 121.678 110.097 150.902
201806 124.220 111.085 152.684
201809 135.907 111.135 166.974
201812 141.129 112.430 171.392
201903 138.106 112.829 167.128
201906 144.938 114.730 172.489
201909 150.399 114.905 178.716
201912 158.472 115.486 187.361
202003 161.610 116.252 189.811
202006 150.285 116.630 175.939
202009 152.434 116.397 178.812
202012 157.909 117.318 183.780
202103 159.064 117.840 184.304
202106 161.863 118.184 187.001
202109 158.941 118.262 183.505
202112 170.223 119.516 194.468
202203 170.528 120.948 192.509
202206 171.351 123.322 189.714
202209 183.482 125.298 199.942
202212 200.849 126.098 217.479
202303 205.260 126.953 220.759
202306 196.007 127.663 209.634
202309 203.347 128.151 216.656
202312 210.522 129.395 222.145
202403 217.106 130.607 226.966
202406 219.245 130.792 228.879
202409 230.357 130.361 241.274
202412 215.844 131.432 224.231
202503 224.538 131.948 232.349
202506 244.861 133.241 250.922
202509 241.338 133.819 246.243
202512 216.838 135.271 218.870
202603 233.212 136.539 233.212

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 8.48 mean?
PT Bank Central Asia Tbk (ISX:BBCA) has a Cyclically Adjusted PS Ratio of 8.48 as of Jul. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. This is 40% below median its historical median of 14.24. Over the past decade, PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio has ranged from 6.65 to 16.26. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #1237 out of 1301 companies in the Banks industry, placing it in the top 95.1%.
Is PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Central Asia Tbk's current Cyclically Adjusted PS Ratio of 8.48 is 40% below median its 10-year median of 14.24. Over the past 10 years, this metric has ranged from a low of 6.65 to a high of 16.26. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. PT Bank Central Asia Tbk's value of 8.48 is 150.9% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #1237 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Central Asia Tbk has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #1237 out of 1301 companies for Cyclically Adjusted PS Ratio. This places PT Bank Central Asia Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. PT Bank Central Asia Tbk's value of 8.48 is 150.9% above this benchmark. Historically, PT Bank Central Asia Tbk's own Cyclically Adjusted PS Ratio has ranged from 6.65 to 16.26 over the past decade. While the company's 10-year median is 14.24 vs. the industry median of 3.38, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current Cyclically Adjusted PS Ratio of 8.48 is 150.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current Cyclically Adjusted PS Ratio is 8.48, which is 40% below median its own 10-year median of 14.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (ISX:BBCA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp10,615.66, compared to a current price of Rp6,475.00 — trading 39% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 8.48, which is 40% below median its 10-year median of 14.24 and 150.9% above the Banks industry median of 3.38. PT Bank Central Asia Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Central Asia Tbk (ISX:BBCA), the current Cyclically Adjusted PS Ratio is 8.48 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (ISX:BBCA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of Rp6,475.00 is trading 39% below its estimated GF Value™ of Rp10,615.66. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBCA:

  • Cyclically Adjusted PS Ratio: 8.48 (40% below median its 10-year median of 14.24)
  • GF Value™: Rp10,615.66 vs. price of Rp6,475.00 (39% below fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 150.9% above the Banks median (#1237 of 1301)

No single metric tells the full story. See the ISX:BBCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
75GF Score

Get the complete analysis for ISX:BBCA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp6,475.00
Price
Rp10,615.66
GF Value