PT Bank Central Asia Tbk (ISX:BBCA) Cyclically Adjusted FCF per Share: Rp480.42 (As of Mar. 2026)

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ISX:BBCA PT Bank Central Asia Tbk ISX:BBCA
75 GF Score
Price Rp6,125.00
GF Value Rp10,611.02
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share?

PT Bank Central Asia Tbk ISX:BBCA -1.61% 75 Cyclically Adjusted FCF per Share is Rp480.42 as of Mar. 2026. GuruFocus rates ISX:BBCA with a GF Score™ of 75/100 and a GF Value™ of Rp10,611.02 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Central Asia Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp386.398. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp480.42 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Central Asia Tbk's average Cyclically Adjusted FCF Growth Rate was 19.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 10.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 12.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Central Asia Tbk was 18.80% per year. The lowest was 8.30% per year. And the median was 10.70% per year.

As of today (2026-07-15), PT Bank Central Asia Tbk's current stock price is Rp6125.00. PT Bank Central Asia Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp480.42. PT Bank Central Asia Tbk's Cyclically Adjusted Price-to-FCF of today is 12.75.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Central Asia Tbk was 32.09. The lowest was 10.56. And the median was 24.76.


PT Bank Central Asia Tbk  (ISX:BBCA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Central Asia Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=6125.00/480.42
=12.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Central Asia Tbk was 32.09. The lowest was 10.56. And the median was 24.76.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 309.65 321.47 381.97 392.82 436.42

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 403.11 408.50 427.14 436.42 480.42

PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BBCA
75GF Score
PT Bank Central Asia Tbk ISX:BBCA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Central Asia Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=386.398/136.5387*136.5387
=386.398

Current CPI (Mar. 2026) = 136.5387.

PT Bank Central Asia Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 185.713 103.212 245.678
201609 55.020 104.142 72.135
201612 99.111 105.222 128.609
201703 12.013 106.476 15.405
201706 268.890 107.722 340.822
201709 -333.668 108.020 -421.759
201712 117.027 109.017 146.571
201803 -9.404 110.097 -11.663
201806 87.386 111.085 107.410
201809 -25.570 111.135 -31.415
201812 -31.601 112.430 -38.377
201903 85.344 112.829 103.279
201906 21.905 114.730 26.069
201909 76.783 114.905 91.240
201912 215.617 115.486 254.923
202003 164.494 116.252 193.199
202006 133.747 116.630 156.578
202009 -89.532 116.397 -105.025
202012 183.139 117.318 213.143
202103 -87.135 117.840 -100.962
202106 734.167 118.184 848.188
202109 207.752 118.262 239.859
202112 142.020 119.516 162.248
202203 -160.983 120.948 -181.734
202206 751.668 123.322 832.223
202209 -462.170 125.298 -503.630
202212 118.284 126.098 128.078
202303 191.804 126.953 206.287
202306 193.786 127.663 207.259
202309 -40.119 128.151 -42.745
202312 84.173 129.395 88.820
202403 239.119 130.607 249.979
202406 134.158 130.792 140.053
202409 209.235 130.361 219.151
202412 -179.777 131.432 -186.763
202503 281.889 131.948 291.696
202506 45.151 133.241 46.269
202509 198.897 133.819 202.939
202512 83.027 135.271 83.805
202603 386.398 136.539 386.398

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp480.42 mean?
PT Bank Central Asia Tbk (ISX:BBCA) has a Cyclically Adjusted FCF per Share of Rp480.42 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors.
Is PT Bank Central Asia Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Central Asia Tbk's current Cyclically Adjusted FCF per Share is Rp480.42. Overall, PT Bank Central Asia Tbk has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Central Asia Tbk's Cyclically Adjusted FCF per Share of Rp480.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. PT Bank Central Asia Tbk's current Cyclically Adjusted FCF per Share is Rp480.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (ISX:BBCA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp10,611.02, compared to a current price of Rp6,125.00 — trading 42.3% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp480.42. PT Bank Central Asia Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Central Asia Tbk (ISX:BBCA), the current Cyclically Adjusted FCF per Share is Rp480.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (ISX:BBCA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of Rp6,125.00 is trading 42.3% below its estimated GF Value™ of Rp10,611.02. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBCA:

  • Cyclically Adjusted FCF per Share: Rp480.42
  • GF Value™: Rp10,611.02 vs. price of Rp6,125.00 (42.3% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
75GF Score

Get the complete analysis for ISX:BBCA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp6,125.00
Price
Rp10,611.02
GF Value