PT Bank Central Asia Tbk (ISX:BBCA) E10: Rp334.04 (As of Mar. 2026)


ISX:BBCA PT Bank Central Asia Tbk ISX:BBCA
71 GF Score
Price Rp6,175.00
GF Value Rp10,588.44
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Central Asia Tbk E10?

PT Bank Central Asia Tbk ISX:BBCA +2.49% 71 E10 is Rp334.04 as of Mar. 2026. GuruFocus rates ISX:BBCA with a GF Score™ of 71/100 and a GF Value™ of Rp10,588.44 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Central Asia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp119.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp334.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Central Asia Tbk's average E10 Growth Rate was 12.80% per year. During the past 3 years, the average E10 Growth Rate was 12.30% per year. During the past 5 years, the average E10 Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Central Asia Tbk was 13.20% per year. The lowest was 11.40% per year. And the median was 12.30% per year.

As of today (2026-06-27), PT Bank Central Asia Tbk's current stock price is Rp6175.00. PT Bank Central Asia Tbk's E10 for the quarter that ended in Mar. 2026 was Rp334.04. PT Bank Central Asia Tbk's Shiller PE Ratio of today is 18.49.

During the past 13 years, the highest Shiller PE Ratio of PT Bank Central Asia Tbk was 40.51. The lowest was 15.19. And the median was 35.83.


PT Bank Central Asia Tbk  (ISX:BBCA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Central Asia Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6175.00/334.04
=18.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank Central Asia Tbk was 40.51. The lowest was 15.19. And the median was 35.83.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Central Asia Tbk E10 Related Terms


PT Bank Central Asia Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk E10 Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 198.74 228.69 257.74 287.95 323.96

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 296.16 306.23 314.06 323.96 334.04

PT Bank Central Asia Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's Shiller PE Ratio falls into.


ISX:BBCA
71GF Score
PT Bank Central Asia Tbk ISX:BBCA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Central Asia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=119/136.5387*136.5387
=119.000

Current CPI (Mar. 2026) = 136.5387.

PT Bank Central Asia Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 41.000 103.212 54.239
201609 45.200 104.142 59.261
201612 44.400 105.222 57.615
201703 40.400 106.476 51.807
201706 45.000 107.722 57.038
201709 51.200 108.020 64.717
201712 52.400 109.017 65.629
201803 44.600 110.097 55.312
201806 48.000 111.085 58.999
201809 57.600 111.135 70.767
201812 59.600 112.430 72.380
201903 49.200 112.829 59.539
201906 55.200 114.730 65.693
201909 65.400 114.905 77.713
201912 62.000 115.486 73.302
202003 53.400 116.252 62.718
202006 45.800 116.630 53.618
202009 63.400 116.397 74.371
202012 57.400 117.318 66.804
202103 57.000 117.840 66.045
202106 60.000 118.184 69.318
202109 70.921 118.262 81.882
202112 67.000 119.516 76.543
202203 65.000 120.948 73.379
202206 81.000 123.322 89.681
202209 89.000 125.298 96.984
202212 95.000 126.098 102.866
202303 94.000 126.953 101.098
202306 102.000 127.663 109.092
202309 99.000 128.151 105.479
202312 100.000 129.395 105.521
202403 104.000 130.607 108.723
202406 114.000 130.792 119.009
202409 115.000 130.361 120.450
202412 112.000 131.432 116.352
202503 115.000 131.948 119.001
202506 120.000 133.241 122.970
202509 117.000 133.819 119.378
202512 115.000 135.271 116.078
202603 119.000 136.539 119.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp334.04 mean?
PT Bank Central Asia Tbk (ISX:BBCA) has a E10 of Rp334.04 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors.
Is PT Bank Central Asia Tbk's E10 too high?
PT Bank Central Asia Tbk's current E10 is Rp334.04. Overall, PT Bank Central Asia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's E10 compare to competitors?
PT Bank Central Asia Tbk's E10 of Rp334.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. PT Bank Central Asia Tbk's current E10 is Rp334.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (ISX:BBCA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp10,588.44, compared to a current price of Rp6,175.00 — trading 41.7% below its estimated fair value. The current E10 is Rp334.04. PT Bank Central Asia Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Central Asia Tbk (ISX:BBCA), the current E10 is Rp334.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (ISX:BBCA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of Rp6,175.00 is trading 41.7% below its estimated GF Value™ of Rp10,588.44. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBCA:

  • E10: Rp334.04
  • GF Value™: Rp10,588.44 vs. price of Rp6,175.00 (41.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
71GF Score

Get the complete analysis for ISX:BBCA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp6,175.00
Price
Rp10,588.44
GF Value