PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) Cyclically Adjusted PS Ratio: 2.86 (As of Aug. 08, 2026) — 49% Below Median

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ISX:BBRI PT Bank Rakyat Indonesia (Persero) Tbk ISX:BBRI
70 GF Score
Price Rp3,130.00
GF Value Rp5,141.12
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio?

PT Bank Rakyat Indonesia (Persero) Tbk ISX:BBRI +2.96% 70 Cyclically Adjusted PS Ratio is 2.86 as of Aug. 08, 2026, which is 49% below its 10-year median of 5.58. GuruFocus rates ISX:BBRI with a GF Score™ of 70/100 and a GF Value™ of Rp5,141.12 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,298 Banks companies, PT Bank Rakyat Indonesia (Persero) Tbk ranks better than 64.25% on this metric.

As of today (2026-08-08), PT Bank Rakyat Indonesia (Persero) Tbk's current share price is Rp3130.00. PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp1,094.79. PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio for today is 2.86.

The historical rank and industry rank for PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:BBRI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.48   Med: 5.58   Max: 7.17
Current: 2.86

During the past years, PT Bank Rakyat Indonesia (Persero) Tbk's highest Cyclically Adjusted PS Ratio was 7.17. The lowest was 2.48. And the median was 5.58.

ISX:BBRI's Cyclically Adjusted PS Ratio is ranked better than
64.25% of 1298 companies
in the Banks industry
Industry Median: 3.42 vs ISX:BBRI: 2.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Rakyat Indonesia (Persero) Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was Rp329.508. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp1,094.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Rakyat Indonesia (Persero) Tbk  (ISX:BBRI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.49 5.86 6.22 4.13 3.41

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.03 3.64 3.73 3.41 3.04

PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BBRI
70GF Score
PT Bank Rakyat Indonesia (Persero) Tbk ISX:BBRI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3130.00/1094.79
=2.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank Rakyat Indonesia (Persero) Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=329.508/136.5387*136.5387
=329.508

Current CPI (Mar. 2026) = 136.5387.

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 147.828 103.212 195.560
201609 140.917 104.142 184.753
201612 153.503 105.222 199.190
201703 174.749 106.476 224.088
201706 166.026 107.722 210.441
201709 152.740 108.020 193.065
201712 175.608 109.017 219.941
201803 185.228 110.097 229.715
201806 175.948 111.085 216.265
201809 190.417 111.135 233.944
201812 214.334 112.430 260.295
201903 190.706 112.829 230.782
201906 208.763 114.730 248.446
201909 214.945 114.905 255.415
201912 236.475 115.486 279.584
202003 223.842 116.252 262.903
202006 164.113 116.630 192.127
202009 196.241 116.397 230.200
202012 420.246 117.318 489.096
202103 290.666 117.840 336.789
202106 287.730 118.184 332.417
202109 277.333 118.262 320.194
202112 272.933 119.516 311.807
202203 246.042 120.948 277.757
202206 268.365 123.322 297.125
202209 248.683 125.298 270.992
202212 252.587 126.098 273.501
202303 266.448 126.953 286.568
202306 270.178 127.663 288.962
202309 284.582 128.151 303.207
202312 281.756 129.395 297.312
202403 296.708 130.607 310.183
202406 279.034 130.792 291.295
202409 296.906 130.361 310.976
202412 274.803 131.432 285.481
202503 297.184 131.948 307.523
202506 301.386 133.241 308.846
202509 306.539 133.819 312.769
202512 335.765 135.271 338.911
202603 329.508 136.539 329.508

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.86 mean?
PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) has a Cyclically Adjusted PS Ratio of 2.86 as of Aug. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. This is 49% below median its historical median of 5.58. Over the past decade, PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio has ranged from 2.48 to 7.17. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #464 out of 1298 companies in the Banks industry, placing it in the top 35.7%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current Cyclically Adjusted PS Ratio of 2.86 is 49% below median its 10-year median of 5.58. Over the past 10 years, this metric has ranged from a low of 2.48 to a high of 7.17. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. PT Bank Rakyat Indonesia (Persero) Tbk's value of 2.86 is 16.4% below this industry median. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #464 out of 1298 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #464 out of 1298 companies for Cyclically Adjusted PS Ratio. This puts PT Bank Rakyat Indonesia (Persero) Tbk in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. PT Bank Rakyat Indonesia (Persero) Tbk's value of 2.86 is 16.4% below this benchmark. Historically, PT Bank Rakyat Indonesia (Persero) Tbk's own Cyclically Adjusted PS Ratio has ranged from 2.48 to 7.17 over the past decade. While the company's 10-year median is 5.58 vs. the industry median of 3.42, PT Bank Rakyat Indonesia (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Rakyat Indonesia (Persero) Tbk's current Cyclically Adjusted PS Ratio of 2.86 is 16.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current Cyclically Adjusted PS Ratio is 2.86, which is 49% below median its own 10-year median of 5.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,141.12, compared to a current price of Rp3,130.00 — trading 39.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.86, which is 49% below median its 10-year median of 5.58 and 16.4% below the Banks industry median of 3.42. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI), the current Cyclically Adjusted PS Ratio is 2.86 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of Rp3,130.00 is trading 39.1% below its estimated GF Value™ of Rp5,141.12. GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBRI:

  • Cyclically Adjusted PS Ratio: 2.86 (49% below median its 10-year median of 5.58)
  • GF Value™: Rp5,141.12 vs. price of Rp3,130.00 (39.1% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 16.4% below the Banks median (#464 of 1298)

No single metric tells the full story. See the ISX:BBRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Rakyat Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman No. 44 - 46, BRI II Building, 22nd Floor, Jakarta, IDN, 10210
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score

Get the complete analysis for ISX:BBRI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,130.00
Price
Rp5,141.12
GF Value