Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.
PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is
12.43%.
PT Bank Rakyat Indonesia (Persero) Tbk Margin of Safety % (DCF Earnings Based) Related Terms
PT Bank Rakyat Indonesia (Persero) Tbk Margin of Safety % (DCF Earnings Based) Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk Margin of Safety % (DCF Earnings Based) vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:
* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.
What does a Margin of Safety % (DCF Earnings Based) of 12.43% mean?
PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) has a Margin of Safety % (DCF Earnings Based) of 12.43% as of Jun. 27, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk.
Is PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current Margin of Safety % (DCF Earnings Based) is 12.43%. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) compare to competitors?
PT Bank Rakyat Indonesia (Persero) Tbk's Margin of Safety % (DCF Earnings Based) of 12.43% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk. PT Bank Rakyat Indonesia (Persero) Tbk's current Margin of Safety % (DCF Earnings Based) is 12.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,063.89, compared to a current price of Rp2,870.00 — trading 43.3% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 12.43%. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI), the current Margin of Safety % (DCF Earnings Based) is 12.43% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (ISX:BBRI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of Rp2,870.00 is trading 43.3% below its estimated GF Value™ of Rp5,063.89.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for ISX:BBRI:
Margin of Safety % (DCF Earnings Based): 12.43%
GF Value™: Rp5,063.89 vs. price of Rp2,870.00 (43.3% below fair value)
No single metric tells the full story. See the ISX:BBRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score
Get the complete analysis for ISX:BBRI
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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