JPNPY (Japan Post Insurance Co) Cyclically Adjusted PS Ratio: (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPNPY Japan Post Insurance Co Ltd JPNPY
48 GF Score
Price $10.25
GF Value $8.23
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Japan Post Insurance Co Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Japan Post Insurance Co  (OTCPK:JPNPY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Japan Post Insurance Co Cyclically Adjusted PS Ratio Related Terms


Japan Post Insurance Co Cyclically Adjusted PS Ratio Historical Data

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The historical data trend for Japan Post Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Insurance Co Cyclically Adjusted PS Ratio Chart

Japan Post Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.32 0.52

Japan Post Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.35 0.45 0.51 0.52

JPNPY vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, Japan Post Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Japan Post Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Insurance Co's Cyclically Adjusted PS Ratio falls into.


JPNPY
48GF Score
Japan Post Insurance Co Ltd JPNPY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Japan Post Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Japan Post Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.787/112.7000*112.7000
=2.787

Current CPI (Mar. 2026) = 112.7000.

Japan Post Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 8.908 98.100 10.234
201609 9.245 98.000 10.632
201612 6.691 98.400 7.663
201703 7.195 98.100 8.266
201706 7.145 98.500 8.175
201709 6.912 98.800 7.884
201712 6.437 99.400 7.298
201803 6.752 99.200 7.671
201806 6.483 99.200 7.365
201809 6.451 99.900 7.278
201812 5.965 99.700 6.743
201903 6.068 99.700 6.859
201906 6.404 99.800 7.232
201909 6.182 100.100 6.960
201912 5.370 100.500 6.022
202003 5.245 100.300 5.893
202006 5.202 99.900 5.869
202009 5.392 99.900 6.083
202012 5.180 99.300 5.879
202103 5.152 99.900 5.812
202106 5.645 99.500 6.394
202109 6.828 100.100 7.687
202112 6.019 100.100 6.777
202203 6.004 101.100 6.693
202206 4.901 101.800 5.426
202209 4.693 103.100 5.130
202212 4.761 104.100 5.154
202303 5.016 104.400 5.415
202306 4.813 105.200 5.156
202309 4.643 106.200 4.927
202312 4.210 106.800 4.443
202403 2.618 107.200 2.752
202406 7.027 108.200 7.319
202409 6.820 108.900 7.058
202412 5.009 110.700 5.099
202503 1.535 111.100 1.557
202506 4.945 111.700 4.989
202509 5.396 112.000 5.430
202512 4.152 113.000 4.141
202603 2.787 112.700 2.787

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Japan Post Insurance Co (JPNPY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Insurance Co stock appears to be overvalued. The current stock price of $10.25 is trading 24.5% above its estimated GF Value™ of $8.23. GuruFocus considers Japan Post Insurance Co to be Modestly Overvalued.

Key valuation signals for JPNPY:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $8.23 vs. price of $10.25 (24.5% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the JPNPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Insurance Co Business Description

Other Exchanges 7181:Japan4JP:Germany
Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8794
Japan Post Insurance Co Ltd is a life insurance company based in Japan. It is engaged in the life insurance business and the postal life insurance management business. In addition, it provides agency and administrative services for other insurance companies, including foreign insurance companies and other financial services companies, as well as loan guarantees and other related businesses. The group has only one segment, namely, the Life Insurance Business in Japan.
48GF Score

Get the complete analysis for JPNPY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.25
Price
$8.23
GF Value