JPNPY (Japan Post Insurance Co) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


JPNPY Japan Post Insurance Co Ltd JPNPY
48 GF Score
Price $9.65
GF Value $9.12
Valuation Fairly Valued
! 2 Warning Signs
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What is Japan Post Insurance Co Scaled Net Operating Assets?

Japan Post Insurance Co JPNPY +4.32% 48 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates JPNPY with a GF Score™ of 48/100 and a GF Value™ of $9.12 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Japan Post Insurance Co's operating assets for the quarter that ended in Mar. 2026 was $357,249 Mil. Japan Post Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was $338,969 Mil. Japan Post Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was $378,253 Mil. Therefore, Japan Post Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

JPNPY
48GF Score
Japan Post Insurance Co Ltd JPNPY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Japan Post Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(357248.623-338969.1)/399548.175
=0.05

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=368295.725 - 11047.102
=357248.623

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=342120.042 - 3150.942 - 0
=338969.1

Japan Post Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(357248.623-338969.1)/378252.862
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=368295.725 - 11047.102
=357248.623

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=342120.042 - 3150.942 - 0
=338969.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Japan Post Insurance Co (JPNPY) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Japan Post Insurance Co and its competitors.
Is Japan Post Insurance Co's Scaled Net Operating Assets too high?
Japan Post Insurance Co's current Scaled Net Operating Assets is 0.05. Overall, Japan Post Insurance Co has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Insurance Co's Scaled Net Operating Assets compare to AFL and MET?
Japan Post Insurance Co's Scaled Net Operating Assets of 0.05 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Japan Post Insurance Co and its competitors. Japan Post Insurance Co's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Insurance Co (JPNPY) is currently considered Fairly Valued. The stock's GF Value™ is $9.12, compared to a current price of $9.65 — trading 5.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Japan Post Insurance Co's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Japan Post Insurance Co (JPNPY), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Insurance Co (JPNPY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Insurance Co stock appears to be overvalued. The current stock price of $9.65 is trading 5.8% above its estimated GF Value™ of $9.12. GuruFocus considers Japan Post Insurance Co to be Fairly Valued.

Key valuation signals for JPNPY:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: $9.12 vs. price of $9.65 (5.8% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the JPNPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Post Insurance Co Business Description

Other Exchanges 7181:Japan4JP:Germany
Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8794
Japan Post Insurance Co Ltd is a life insurance company based in Japan. It is engaged in the life insurance business and the postal life insurance management business. In addition, it provides agency and administrative services for other insurance companies, including foreign insurance companies and other financial services companies, as well as loan guarantees and other related businesses. The group has only one segment, namely, the Life Insurance Business in Japan.
48GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.65
Price
$9.12
GF Value