LFLS (Loans4Less.Com) Cyclically Adjusted PS Ratio: (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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What is Loans4Less.Com Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Loans4Less.Com  (OTCPK:LFLS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Loans4Less.Com Cyclically Adjusted PS Ratio Related Terms


Loans4Less.Com Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Loans4Less.Com's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loans4Less.Com Cyclically Adjusted PS Ratio Chart

Loans4Less.Com Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 5.91 0.00

Loans4Less.Com Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LFLS vs FCRM, RKT, FNMA: Cyclically Adjusted PS Ratio Comparison

For the Mortgage Finance subindustry, Loans4Less.Com's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loans4Less.Com Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Loans4Less.Com's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Loans4Less.Com's Cyclically Adjusted PS Ratio falls into.



Loans4Less.Com Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Loans4Less.Com's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Loans4Less.Com's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/333.9520*333.9520
=0.000

Current CPI (Jun. 2026) = 333.9520.

Loans4Less.Com Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.000 241.428 0.000
201612 0.001 241.432 0.001
201703 0.000 243.801 0.000
201706 0.001 244.955 0.001
201709 0.001 246.819 0.001
201712 0.003 246.524 0.004
201803 0.001 249.554 0.001
201806 -0.001 251.989 -0.001
201809 0.000 252.439 0.000
201812 0.000 251.233 0.000
201903 0.000 254.202 0.000
201906 0.000 256.143 0.000
201909 0.001 256.759 0.001
201912 0.000 256.974 0.000
202003 0.001 258.115 0.001
202006 0.001 257.797 0.001
202009 0.002 260.280 0.003
202012 0.002 260.474 0.003
202103 0.003 264.877 0.004
202106 0.003 271.696 0.004
202109 0.002 274.310 0.002
202112 0.003 278.802 0.004
202203 0.001 287.504 0.001
202206 0.000 296.311 0.000
202209 0.000 296.808 0.000
202212 0.000 296.797 0.000
202303 -0.002 301.836 -0.002
202306 0.000 305.109 0.000
202309 0.000 307.789 0.000
202312 0.000 306.746 0.000
202403 0.000 312.332 0.000
202406 0.000 314.175 0.000
202409 0.001 315.301 0.001
202412 -0.001 315.605 -0.001
202503 0.000 319.799 0.000
202506 0.000 322.561 0.000
202509 0.000 324.800 0.000
202512 0.000 324.054 0.000
202603 0.000 330.213 0.000
202606 0.000 333.952 0.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Loans4Less.Com Business Description

Address 22409 Susana Avenue, Torrance, CA, USA, 90505
Loans4Less.Com is a Real Estate and Mortgage Broker Corporation. It engages in mortgage industry standard wholesale lender agreements and transacts as a Loan Originator serving consumers in residential mortgages.