LFLS (Loans4Less.Com) Scaled Net Operating Assets: -154.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Loans4Less.Com Scaled Net Operating Assets?

Loans4Less.Com LFLS Scaled Net Operating Assets is -154.00 as of Jun. 2026.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Loans4Less.Com's operating assets for the quarter that ended in Jun. 2026 was $0.00 Mil. Loans4Less.Com's operating liabilities for the quarter that ended in Jun. 2026 was $0.15 Mil. Loans4Less.Com's Total Assets for the quarter that ended in Mar. 2026 was $0.00 Mil. Therefore, Loans4Less.Com's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was -154.00.


Loans4Less.Com Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Loans4Less.Com's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(0-0.137)/0
=N/A

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=0 - 0
=0

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=0.294 - 0.157 - 0
=0.137

Loans4Less.Com's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(0-0.154)/0.001
=-154.00

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=0.001 - 0.001
=0

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=0.154 - 0 - 0
=0.154

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -154.00 mean?
Loans4Less.Com (LFLS) has a Scaled Net Operating Assets of -154.00 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Loans4Less.Com and its competitors.
Is Loans4Less.Com's Scaled Net Operating Assets too high?
Loans4Less.Com's current Scaled Net Operating Assets is -154.00.
How does Loans4Less.Com's Scaled Net Operating Assets compare to FCRM and RKT?
Loans4Less.Com's Scaled Net Operating Assets of -154.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Loans4Less.Com and its competitors. Loans4Less.Com's current Scaled Net Operating Assets is -154.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loans4Less.Com stock overvalued right now?
Loans4Less.Com (LFLS) has a current Scaled Net Operating Assets of -154.00. The current Scaled Net Operating Assets is -154.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Loans4Less.Com (LFLS), the current Scaled Net Operating Assets is -154.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Loans4Less.Com Business Description

Address 22409 Susana Avenue, Torrance, CA, USA, 90505
Loans4Less.Com is a Real Estate and Mortgage Broker Corporation. It engages in mortgage industry standard wholesale lender agreements and transacts as a Loan Originator serving consumers in residential mortgages.