LFLS (Loans4Less.Com) FCF Margin %: 25.00% (As of Jun. 2026) — 57% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Loans4Less.Com FCF Margin %?

Loans4Less.Com LFLS FCF Margin % is 25.00% as of Jun. 2026, which is 57% above its 10-year median of 15.96. Among 1,502 Banks companies, Loans4Less.Com ranks worse than 57.72% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Loans4Less.Com's Free Cash Flow for the three months ended in Jun. 2026 was $0.00 Mil. Loans4Less.Com's Revenue for the three months ended in Jun. 2026 was $0.01 Mil. Therefore, Loans4Less.Com's FCF Margin % for the quarter that ended in Jun. 2026 was 25.00%.

As of today, Loans4Less.Com's current FCF Yield % is 0.25%.

The historical rank and industry rank for Loans4Less.Com's FCF Margin % or its related term are showing as below:

LFLS' s FCF Margin % Range Over the Past 10 Years
Min: -202.33   Med: 15.96   Max: 150
Current: 20.83


During the past 12 years, the highest FCF Margin % of Loans4Less.Com was 150.00%. The lowest was -202.33%. And the median was 15.96%.

LFLS's FCF Margin % is ranked worse than
57.72% of 1502 companies
in the Banks industry
Industry Median: 26.605 vs LFLS: 20.83


Loans4Less.Com FCF Margin % Related Terms


Loans4Less.Com FCF Margin % Historical Data

* Premium members only.

The historical data trend for Loans4Less.Com's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loans4Less.Com FCF Margin % Chart

Loans4Less.Com Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.96 0.00 109.43 150.00 21.05

Loans4Less.Com Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 66.67 25.00

LFLS vs FCRM, RKT, FNMA: FCF Margin % Comparison

For the Mortgage Finance subindustry, Loans4Less.Com's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loans4Less.Com FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Loans4Less.Com's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Loans4Less.Com's FCF Margin % falls into.



Loans4Less.Com FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Loans4Less.Com's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.004/0.019
=21.05 %

Loans4Less.Com's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0.003/0.012
=25.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 25.00% mean?
Loans4Less.Com (LFLS) has a FCF Margin % of 25.00% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Loans4Less.Com and its competitors. This is 57% above median its historical median of 15.96. According to the industry distribution chart, Loans4Less.Com ranks #867 out of 1502 companies in the Banks industry, placing it in the top 57.7%.
Is Loans4Less.Com's FCF Margin % too high?
Loans4Less.Com's current FCF Margin % of 25.00% is 57% above median its 10-year median of 15.96. The Banks industry median FCF Margin % is 26.61. Loans4Less.Com's value of 25.00% is 6% below this industry median. Based on the distribution chart, Loans4Less.Com ranks #867 out of 1502 companies in the Banks industry, which is below the industry midpoint.
How does Loans4Less.Com's FCF Margin % compare to FCRM and RKT?
According to the Banks industry distribution chart, Loans4Less.Com ranks #867 out of 1502 companies for FCF Margin %. This places Loans4Less.Com in the lower half of its industry. The industry median FCF Margin % is 26.61. Loans4Less.Com's value of 25.00% is 6% below this benchmark. While the company's 10-year median is 15.96 vs. the industry median of 26.61, Loans4Less.Com has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loans4Less.Com's current FCF Margin % of 25.00% is 6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Loans4Less.Com and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loans4Less.Com's current FCF Margin % is 25.00%, which is 57% above median its own 10-year median of 15.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loans4Less.Com stock overvalued right now?
Loans4Less.Com (LFLS) has a current FCF Margin % of 25.00%. The current FCF Margin % is 25.00%, which is 57% above median its 10-year median of 15.96 and 6% below the Banks industry median of 26.61. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Loans4Less.Com (LFLS), the current FCF Margin % is 25.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Loans4Less.Com Business Description

Address 22409 Susana Avenue, Torrance, CA, USA, 90505
Loans4Less.Com is a Real Estate and Mortgage Broker Corporation. It engages in mortgage industry standard wholesale lender agreements and transacts as a Loan Originator serving consumers in residential mortgages.