HCI Group (LTS:0J22) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0J22 HCI Group Inc LTS:0J22
83 GF Score
Price $194.00
GF Value $246.93
Valuation Modestly Undervalued
! 3 Warning Signs
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What is HCI Group Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


HCI Group  (LTS:0J22) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


HCI Group Cyclically Adjusted PS Ratio Related Terms


HCI Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for HCI Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HCI Group Cyclically Adjusted PS Ratio Chart

HCI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.83 1.12 2.27 2.73 4.06

HCI Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 4.10 4.04 3.14 3.48

LTS:0J22 vs SKWD, STC, HMN: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, HCI Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HCI Group Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, HCI Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where HCI Group's Cyclically Adjusted PS Ratio falls into.


LTS:0J22
83GF Score
HCI Group Inc LTS:0J22
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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HCI Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

HCI Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, HCI Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=19.486/333.9520*333.9520
=19.486

Current CPI (Jun. 2026) = 333.9520.

HCI Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 6.534 241.428 9.038
201612 7.183 241.432 9.936
201703 6.097 243.801 8.352
201706 5.494 244.955 7.490
201709 5.630 246.819 7.618
201712 5.141 246.524 6.964
201803 4.856 249.554 6.498
201806 5.012 251.989 6.642
201809 5.315 252.439 7.031
201812 6.865 251.233 9.125
201903 7.819 254.202 10.272
201906 5.847 256.143 7.623
201909 7.956 256.759 10.348
201912 6.514 256.974 8.465
202003 7.566 258.115 9.789
202006 8.343 257.797 10.808
202009 6.937 260.280 8.901
202012 9.509 260.474 12.191
202103 9.554 264.877 12.046
202106 12.771 271.696 15.697
202109 12.367 274.310 15.056
202112 11.248 278.802 13.473
202203 13.007 287.504 15.108
202206 13.958 296.311 15.731
202209 15.030 296.808 16.911
202212 14.354 296.797 16.151
202303 11.881 301.836 13.145
202306 11.659 305.109 12.761
202309 11.995 307.789 13.015
202312 14.205 306.746 15.465
202403 16.375 312.332 17.508
202406 16.245 314.175 17.268
202409 16.679 315.301 17.666
202412 15.258 315.605 16.145
202503 16.900 319.799 17.648
202506 17.226 322.561 17.834
202509 16.782 324.800 17.255
202512 19.041 324.054 19.623
202603 18.834 330.213 19.047
202606 19.486 333.952 19.486

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is HCI Group (LTS:0J22) Overvalued in 2026?

Based on GuruFocus' analysis, HCI Group stock appears to be undervalued. The current stock price of $194.00 is trading 21.4% below its estimated GF Value™ of $246.93. GuruFocus considers HCI Group to be Modestly Undervalued.

Key valuation signals for LTS:0J22:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $246.93 vs. price of $194.00 (21.4% below fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the LTS:0J22 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HCI Group Business Description

Other Exchanges HCI:USA0H5:Germany
Address 3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
83GF Score

Get the complete analysis for LTS:0J22

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$194.00
Price
$246.93
GF Value