MDIBF (Mediobanca SpA) Cyclically Adjusted PS Ratio: 7.26 (As of Jul. 07, 2026) — 44% Above Median


MDIBF Mediobanca SpA MDIBF
67 GF Score
Price $28.96
GF Value $16.91
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Mediobanca SpA Cyclically Adjusted PS Ratio?

Mediobanca SpA MDIBF 67 Cyclically Adjusted PS Ratio is 7.26 as of Jul. 07, 2026, which is 44% above its 10-year median of 5.03. GuruFocus rates MDIBF with a GF Score™ of 67/100 and a GF Value™ of $16.91 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Mediobanca SpA ranks worse than 95.85% on this metric.

As of today (2026-07-07), Mediobanca SpA's current share price is $28.964. Mediobanca SpA's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $3.99. Mediobanca SpA's Cyclically Adjusted PS Ratio for today is 7.26.

The historical rank and industry rank for Mediobanca SpA's Cyclically Adjusted PS Ratio or its related term are showing as below:

MDIBF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.39   Med: 5.03   Max: 8.88
Current: 8.88

During the past years, Mediobanca SpA's highest Cyclically Adjusted PS Ratio was 8.88. The lowest was 3.39. And the median was 5.03.

MDIBF's Cyclically Adjusted PS Ratio is ranked worse than
95.85% of 1301 companies
in the Banks industry
Industry Median: 3.35 vs MDIBF: 8.88

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mediobanca SpA's adjusted revenue per share data for the three months ended in Dec. 2025 was $1.268. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.99 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mediobanca SpA  (OTCPK:MDIBF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mediobanca SpA Cyclically Adjusted PS Ratio Related Terms


Mediobanca SpA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Mediobanca SpA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mediobanca SpA Cyclically Adjusted PS Ratio Chart

Mediobanca SpA Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.61 4.24 5.05

Mediobanca SpA Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.95 0.00 5.82 5.92 0.00

Mediobanca SpA Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Mediobanca SpA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mediobanca SpA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Cyclically Adjusted PS Ratio falls into.


MDIBF
67GF Score
Mediobanca SpA MDIBF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mediobanca SpA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mediobanca SpA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=28.964/3.99
=7.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mediobanca SpA's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Mediobanca SpA's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.268/122.6000*122.6000
=1.268

Current CPI (Dec. 2025) = 122.6000.

Mediobanca SpA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201206 0.476 98.605 0.592
201209 0.625 99.070 0.773
201212 0.700 99.070 0.866
201303 0.646 99.535 0.796
201306 0.375 99.814 0.461
201309 0.707 100.000 0.867
201312 0.768 99.721 0.944
201403 0.707 99.907 0.868
201406 0.355 100.093 0.435
201409 0.720 99.814 0.884
201412 0.644 99.721 0.792
201503 0.768 99.814 0.943
201506 0.563 100.279 0.688
201509 0.565 100.000 0.693
201512 0.708 99.814 0.870
201603 0.510 99.600 0.628
201606 0.723 99.900 0.887
201612 0.000 100.300 0.000
201706 0.000 101.100 0.000
201712 0.000 101.200 0.000
201806 0.000 102.400 0.000
201812 0.000 102.300 0.000
201906 0.000 103.100 0.000
201912 0.000 102.800 0.000
202006 0.000 102.900 0.000
202012 0.000 102.600 0.000
202106 0.000 104.200 0.000
202112 0.000 106.600 0.000
202206 0.766 112.500 0.835
202209 0.784 114.200 0.842
202212 1.018 119.000 1.049
202306 0.935 119.700 0.958
202309 0.901 120.300 0.918
202312 1.116 119.700 1.143
202406 1.053 120.700 1.070
202409 1.029 121.200 1.041
202412 1.174 121.200 1.188
202506 0.000 122.700 0.000
202509 1.073 123.100 1.069
202512 1.268 122.600 1.268

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 7.26 mean?
Mediobanca SpA (MDIBF) has a Cyclically Adjusted PS Ratio of 7.26 as of Jul. 07, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mediobanca SpA and its competitors. This is 44% above median its historical median of 5.03. Over the past decade, Mediobanca SpA's Cyclically Adjusted PS Ratio has ranged from 3.39 to 8.88. According to the industry distribution chart, Mediobanca SpA ranks #1247 out of 1301 companies in the Banks industry, placing it in the top 95.8%.
Is Mediobanca SpA's Cyclically Adjusted PS Ratio too high?
Mediobanca SpA's current Cyclically Adjusted PS Ratio of 7.26 is 44% above median its 10-year median of 5.03. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 8.88. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Mediobanca SpA's value of 7.26 is 116.7% above this industry median. Based on the distribution chart, Mediobanca SpA ranks #1247 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mediobanca SpA has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Mediobanca SpA ranks #1247 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Mediobanca SpA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Mediobanca SpA's value of 7.26 is 116.7% above this benchmark. Historically, Mediobanca SpA's own Cyclically Adjusted PS Ratio has ranged from 3.39 to 8.88 over the past decade. While the company's 10-year median is 5.03 vs. the industry median of 3.35, Mediobanca SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mediobanca SpA's current Cyclically Adjusted PS Ratio of 7.26 is 116.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mediobanca SpA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mediobanca SpA's current Cyclically Adjusted PS Ratio is 7.26, which is 44% above median its own 10-year median of 5.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Based on GuruFocus' analysis, Mediobanca SpA (MDIBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.91, compared to a current price of $28.96 — trading 71.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.26, which is 44% above median its 10-year median of 5.03 and 116.7% above the Banks industry median of 3.35. Mediobanca SpA's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Mediobanca SpA (MDIBF), the current Cyclically Adjusted PS Ratio is 7.26 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mediobanca SpA (MDIBF) Overvalued in 2026?

Based on GuruFocus' analysis, Mediobanca SpA stock appears to be overvalued. The current stock price of $28.96 is trading 71.3% above its estimated GF Value™ of $16.91. GuruFocus considers Mediobanca SpA to be Significantly Overvalued.

Key valuation signals for MDIBF:

  • Cyclically Adjusted PS Ratio: 7.26 (44% above median its 10-year median of 5.03)
  • GF Value™: $16.91 vs. price of $28.96 (71.3% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 116.7% above the Banks median (#1247 of 1301)

No single metric tells the full story. See the MDIBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mediobanca SpA Business Description

Address Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
67GF Score

Get the complete analysis for MDIBF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.96
Price
$16.91
GF Value