MDIBF (Mediobanca SpA) E10: $1.13 (As of Dec. 2025)


MDIBF Mediobanca SpA MDIBF
72 GF Score
Price $28.96
GF Value $16.86
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Mediobanca SpA E10?

Mediobanca SpA MDIBF 72 E10 is $1.13 as of Dec. 2025. GuruFocus rates MDIBF with a GF Score™ of 72/100 and a GF Value™ of $16.86 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mediobanca SpA's adjusted earnings per share data for the three months ended in Dec. 2025 was $0.328. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.13 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Mediobanca SpA's average E10 Growth Rate was 25.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), Mediobanca SpA's current stock price is $28.964. Mediobanca SpA's E10 for the quarter that ended in Dec. 2025 was $1.13. Mediobanca SpA's Shiller PE Ratio of today is 25.63.

During the past 13 years, the highest Shiller PE Ratio of Mediobanca SpA was 31.07. The lowest was 15.62. And the median was 20.40.


Mediobanca SpA  (OTCPK:MDIBF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mediobanca SpA's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=28.964/1.13
=25.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Mediobanca SpA was 31.07. The lowest was 15.62. And the median was 20.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Mediobanca SpA E10 Related Terms


Mediobanca SpA E10 Historical Data

* Premium members only.

The historical data trend for Mediobanca SpA's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mediobanca SpA E10 Chart

Mediobanca SpA Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.51 0.59 0.79

Mediobanca SpA Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 0.00 1.12 1.13 0.00

Mediobanca SpA E10 Competitor Comparison

For the Banks - Regional subindustry, Mediobanca SpA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mediobanca SpA Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Shiller PE Ratio falls into.


MDIBF
72GF Score
Mediobanca SpA MDIBF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mediobanca SpA E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mediobanca SpA's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.328/122.6000*122.6000
=0.328

Current CPI (Dec. 2025) = 122.6000.

Mediobanca SpA Quarterly Data

per share eps CPI Adj_EPS
201206 -0.035 98.605 -0.044
201209 0.163 99.070 0.202
201212 0.023 99.070 0.028
201303 -0.133 99.535 -0.164
201306 -0.333 99.814 -0.409
201309 0.271 100.000 0.332
201312 0.216 99.721 0.266
201403 0.148 99.907 0.182
201406 0.112 100.093 0.137
201409 0.244 99.814 0.300
201412 0.146 99.721 0.179
201503 0.262 99.814 0.322
201506 0.164 100.279 0.201
201509 0.322 100.000 0.395
201512 0.098 99.814 0.120
201603 0.158 99.600 0.194
201606 0.213 99.900 0.261
201612 0.000 100.300 0.000
201706 0.000 101.100 0.000
201712 0.000 101.200 0.000
201806 0.000 102.400 0.000
201812 0.000 102.300 0.000
201906 0.000 103.100 0.000
201912 0.000 102.800 0.000
202006 0.000 102.900 0.000
202012 0.000 102.600 0.000
202106 0.000 104.200 0.000
202112 0.000 106.600 0.000
202206 0.241 112.500 0.263
202209 0.307 114.200 0.330
202212 0.369 119.000 0.380
202306 0.303 119.700 0.310
202309 0.438 120.300 0.446
202312 0.339 119.700 0.347
202406 0.426 120.700 0.433
202409 0.444 121.200 0.449
202412 0.419 121.200 0.424
202506 0.000 122.700 0.000
202509 0.423 123.100 0.421
202512 0.328 122.600 0.328

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.13 mean?
Mediobanca SpA (MDIBF) has a E10 of $1.13 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mediobanca SpA and its competitors.
Is Mediobanca SpA's E10 too high?
Mediobanca SpA's current E10 is $1.13. Overall, Mediobanca SpA has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's E10 compare to competitors?
Mediobanca SpA's E10 of $1.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mediobanca SpA and its competitors. Mediobanca SpA's current E10 is $1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Based on GuruFocus' analysis, Mediobanca SpA (MDIBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.86, compared to a current price of $28.96 — trading 71.8% above its estimated fair value. The current E10 is $1.13. Mediobanca SpA's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Mediobanca SpA (MDIBF), the current E10 is $1.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mediobanca SpA (MDIBF) Overvalued in 2026?

Based on GuruFocus' analysis, Mediobanca SpA stock appears to be overvalued. The current stock price of $28.96 is trading 71.8% above its estimated GF Value™ of $16.86. GuruFocus considers Mediobanca SpA to be Significantly Overvalued.

Key valuation signals for MDIBF:

  • E10: $1.13
  • GF Value™: $16.86 vs. price of $28.96 (71.8% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the MDIBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mediobanca SpA Business Description

Address Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
72GF Score

Get the complete analysis for MDIBF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.96
Price
$16.86
GF Value