Protector Forsikring ASA (OSTO:PROTCTO) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:PROTCTO Protector Forsikring ASA OSTO:PROTCTO
75 GF Score
Price kr440.00
GF Value kr373.79
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Protector Forsikring ASA Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Protector Forsikring ASA  (OSTO:PROTCTO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Protector Forsikring ASA Cyclically Adjusted PS Ratio Related Terms


Protector Forsikring ASA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Protector Forsikring ASA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA Cyclically Adjusted PS Ratio Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 2.38 2.75 3.64 5.52

Protector Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.78 5.29 5.38 4.41 4.48

OSTO:PROTCTO vs FNF, RYAN, FAF: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Protector Forsikring ASA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's Cyclically Adjusted PS Ratio falls into.


OSTO:PROTCTO
75GF Score
Protector Forsikring ASA OSTO:PROTCTO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Protector Forsikring ASA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Protector Forsikring ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Protector Forsikring ASA's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=47.346/141.6200*141.6200
=47.346

Current CPI (Jun. 2026) = 141.6200.

Protector Forsikring ASA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 9.925 104.200 13.489
201612 9.019 104.400 12.234
201703 8.565 105.000 11.552
201706 10.153 105.800 13.590
201709 10.061 105.900 13.455
201712 8.471 106.100 11.307
201803 7.877 107.300 10.396
201806 9.070 108.500 11.839
201809 8.987 109.500 11.623
201812 7.696 109.800 9.926
201903 11.929 110.400 15.302
201906 12.028 110.600 15.401
201909 13.440 111.100 17.132
201912 15.193 111.300 19.332
202003 9.828 111.200 12.517
202006 20.377 112.100 25.743
202009 17.291 112.900 21.690
202012 19.661 112.900 24.662
202103 20.670 114.600 25.544
202106 16.467 115.300 20.226
202109 15.297 117.500 18.437
202112 17.743 118.900 21.133
202203 25.583 119.800 30.243
202206 23.980 122.600 27.700
202209 23.791 125.600 26.825
202212 23.931 125.900 26.919
202303 29.820 127.600 33.096
202306 35.995 130.400 39.092
202309 31.438 129.800 34.301
202312 35.143 131.900 37.733
202403 37.194 132.600 39.724
202406 41.642 133.800 44.076
202409 42.152 133.700 44.649
202412 42.666 134.800 44.825
202503 41.198 136.100 42.869
202506 44.425 137.800 45.657
202509 47.482 138.500 48.552
202512 44.593 139.140 45.388
202603 51.277 141.060 51.481
202606 47.346 141.620 47.346

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Protector Forsikring ASA (OSTO:PROTCTO) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of kr440.00 is trading 17.7% above its estimated GF Value™ of kr373.79. GuruFocus considers Protector Forsikring ASA to be Modestly Overvalued.

Key valuation signals for OSTO:PROTCTO:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: kr373.79 vs. price of kr440.00 (17.7% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the OSTO:PROTCTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
75GF Score

Get the complete analysis for OSTO:PROTCTO

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr440.00
Price
kr373.79
GF Value