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Aiful (STU:AAU) Cyclically Adjusted PS Ratio : 1.44 (As of Jun. 22, 2024)


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What is Aiful Cyclically Adjusted PS Ratio?

As of today (2024-06-22), Aiful's current share price is €2.22. Aiful's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was €1.54. Aiful's Cyclically Adjusted PS Ratio for today is 1.44.

The historical rank and industry rank for Aiful's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:AAU' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.83   Med: 1.36   Max: 1.99
Current: 1.45

During the past years, Aiful's highest Cyclically Adjusted PS Ratio was 1.99. The lowest was 0.83. And the median was 1.36.

STU:AAU's Cyclically Adjusted PS Ratio is ranked better than
68.7% of 393 companies
in the Credit Services industry
Industry Median: 2.99 vs STU:AAU: 1.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Aiful's adjusted revenue per share data for the three months ended in Mar. 2024 was €0.528. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1.54 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aiful Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Aiful's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Aiful Cyclically Adjusted PS Ratio Chart

Aiful Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.05 1.43 1.57 1.48 1.76

Aiful Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.48 1.35 1.54 1.48 1.76

Competitive Comparison of Aiful's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Aiful's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aiful's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Aiful's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Aiful's Cyclically Adjusted PS Ratio falls into.



Aiful Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Aiful's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.22/1.54
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aiful's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Aiful's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.528/107.2000*107.2000
=0.528

Current CPI (Mar. 2024) = 107.2000.

Aiful Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 0.323 98.000 0.353
201409 0.317 98.500 0.345
201412 0.307 97.900 0.336
201503 0.343 97.900 0.376
201506 0.323 98.400 0.352
201509 0.328 98.500 0.357
201512 0.352 98.100 0.385
201603 0.363 97.900 0.397
201606 0.388 98.100 0.424
201609 0.417 98.000 0.456
201612 0.390 98.400 0.425
201703 0.395 98.100 0.432
201706 0.402 98.500 0.438
201709 0.392 98.800 0.425
201712 0.413 99.400 0.445
201803 0.623 99.200 0.673
201806 0.445 99.200 0.481
201809 0.454 99.900 0.487
201812 0.480 99.700 0.516
201903 0.482 99.700 0.518
201906 0.512 99.800 0.550
201909 0.542 100.100 0.580
201912 0.544 100.500 0.580
202003 0.588 100.300 0.628
202006 0.545 99.900 0.585
202009 0.524 99.900 0.562
202012 0.530 99.300 0.572
202103 0.505 99.900 0.542
202106 0.504 99.500 0.543
202109 0.519 100.100 0.556
202112 0.541 100.100 0.579
202203 0.532 101.100 0.564
202206 0.506 101.800 0.533
202209 0.520 103.100 0.541
202212 0.538 104.100 0.554
202303 0.528 104.400 0.542
202306 0.522 105.200 0.532
202309 0.530 106.200 0.535
202312 0.558 106.800 0.560
202403 0.528 107.200 0.528

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Aiful  (STU:AAU) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Aiful Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Aiful's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Aiful (STU:AAU) Business Description

Traded in Other Exchanges
Address
381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.