The Shanghai Commercial andvings Bank (TPE:5876) Cyclically Adjusted PS Ratio: 3.93 (As of Aug. 30, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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TPE:5876 The Shanghai Commercial and Savings Bank TPE:5876
75 GF Score
Price NT$43.15
GF Value NT$44.89
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio?

The Shanghai Commercial andvings Bank TPE:5876 +0.23% 75 Cyclically Adjusted PS Ratio is 3.93 as of Aug. 30, 2026, which is 3% above its 10-year median of 3.80. GuruFocus rates TPE:5876 with a GF Score™ of 75/100 and a GF Value™ of NT$44.89 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,296 Banks companies, The Shanghai Commercial andvings Bank ranks worse than 61.19% on this metric.

As of today (2026-08-30), The Shanghai Commercial andvings Bank's current share price is NT$43.15. The Shanghai Commercial andvings Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was NT$10.99. The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio for today is 3.93.

The historical rank and industry rank for The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TPE:5876' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.5   Med: 3.8   Max: 4.44
Current: 3.93

During the past years, The Shanghai Commercial andvings Bank's highest Cyclically Adjusted PS Ratio was 4.44. The lowest was 3.50. And the median was 3.80.

TPE:5876's Cyclically Adjusted PS Ratio is ranked worse than
61.19% of 1296 companies
in the Banks industry
Industry Median: 3.43 vs TPE:5876: 3.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Shanghai Commercial andvings Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was NT$2.771. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NT$10.99 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Shanghai Commercial andvings Bank  (TPE:5876) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio Related Terms


The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio Chart

The Shanghai Commercial andvings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.73 3.73

The Shanghai Commercial andvings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.18 4.27 3.85 3.73 3.51

The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio falls into.


TPE:5876
75GF Score
The Shanghai Commercial and Savings Bank TPE:5876
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Shanghai Commercial andvings Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=43.15/10.99
=3.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Shanghai Commercial andvings Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Shanghai Commercial andvings Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.771/330.2130*330.2130
=2.771

Current CPI (Mar. 2026) = 330.2130.

The Shanghai Commercial andvings Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.000 236.525 0.000
201606 0.000 241.018 0.000
201612 0.000 241.432 0.000
201703 1.904 243.801 2.579
201706 2.147 244.955 2.894
201709 1.994 246.819 2.668
201712 2.059 246.524 2.758
201803 1.951 249.554 2.582
201806 2.258 251.989 2.959
201809 2.289 252.439 2.994
201812 2.289 251.233 3.009
201903 2.273 254.202 2.953
201906 2.615 256.143 3.371
201909 2.598 256.759 3.341
201912 2.046 256.974 2.629
202003 2.168 258.115 2.774
202006 1.956 257.797 2.505
202009 2.165 260.280 2.747
202012 1.901 260.474 2.410
202103 2.190 264.877 2.730
202106 2.000 271.696 2.431
202109 2.166 274.310 2.607
202112 2.025 278.802 2.398
202203 2.211 287.504 2.539
202206 2.261 296.311 2.520
202209 2.879 296.808 3.203
202212 2.381 296.797 2.649
202303 2.296 301.836 2.512
202306 2.741 305.109 2.967
202309 2.651 307.789 2.844
202312 2.279 306.746 2.453
202403 2.464 312.332 2.605
202406 2.626 314.175 2.760
202409 2.750 315.301 2.880
202412 2.561 315.605 2.680
202503 2.779 319.799 2.869
202506 2.838 322.561 2.905
202509 2.491 324.800 2.533
202512 2.591 324.054 2.640
202603 2.771 330.213 2.771

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.93 mean?
The Shanghai Commercial andvings Bank (TPE:5876) has a Cyclically Adjusted PS Ratio of 3.93 as of Aug. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Shanghai Commercial andvings Bank and its competitors. This is near median its historical median of 3.80. Over the past decade, The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio has ranged from 3.50 to 4.44. According to the industry distribution chart, The Shanghai Commercial andvings Bank ranks #793 out of 1296 companies in the Banks industry, placing it in the top 61.2%.
Is The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio too high?
The Shanghai Commercial andvings Bank's current Cyclically Adjusted PS Ratio of 3.93 is near median its 10-year median of 3.80. Over the past 10 years, this metric has ranged from a low of 3.50 to a high of 4.44. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. The Shanghai Commercial andvings Bank's value of 3.93 is 14.6% above this industry median. Based on the distribution chart, The Shanghai Commercial andvings Bank ranks #793 out of 1296 companies in the Banks industry, which is below the industry midpoint. Overall, The Shanghai Commercial andvings Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Shanghai Commercial andvings Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Shanghai Commercial andvings Bank ranks #793 out of 1296 companies for Cyclically Adjusted PS Ratio. This places The Shanghai Commercial andvings Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. The Shanghai Commercial andvings Bank's value of 3.93 is 14.6% above this benchmark. Historically, The Shanghai Commercial andvings Bank's own Cyclically Adjusted PS Ratio has ranged from 3.50 to 4.44 over the past decade. While the company's 10-year median is 3.80 vs. the industry median of 3.43, The Shanghai Commercial andvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shanghai Commercial andvings Bank's current Cyclically Adjusted PS Ratio of 3.93 is 14.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Shanghai Commercial andvings Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shanghai Commercial andvings Bank's current Cyclically Adjusted PS Ratio is 3.93, which is near median its own 10-year median of 3.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shanghai Commercial andvings Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank (TPE:5876) is currently considered Fairly Valued. The stock's GF Value™ is NT$44.89, compared to a current price of NT$43.15 — trading 3.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.93, which is near median its 10-year median of 3.80 and 14.6% above the Banks industry median of 3.43. The Shanghai Commercial andvings Bank's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Shanghai Commercial andvings Bank (TPE:5876), the current Cyclically Adjusted PS Ratio is 3.93 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Shanghai Commercial andvings Bank (TPE:5876) Overvalued in 2026?

Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank stock appears to be undervalued. The current stock price of NT$43.15 is trading 3.9% below its estimated GF Value™ of NT$44.89. GuruFocus considers The Shanghai Commercial andvings Bank to be Fairly Valued.

Key valuation signals for TPE:5876:

  • Cyclically Adjusted PS Ratio: 3.93 (near median its 10-year median of 3.80)
  • GF Value™: NT$44.89 vs. price of NT$43.15 (3.9% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 14.6% above the Banks median (#793 of 1296)

No single metric tells the full story. See the TPE:5876 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Shanghai Commercial andvings Bank Business Description

Address Minquan East Road, Section 1, No. 2, Zhongshan District, Taipei, TWN
The Shanghai Commercial and Savings Bank provides commercial banking services. The group's objective is to serve society, to support industry, and to promote international trade. Its products and services offerings include current accounts, savings accounts, term deposits, recurring deposits, online banking, loans and overdraft facilities, foreign exchange, and securities trading services, among others. Its geographical segment includes Taiwan, Hong Kong, and others. Maximum revenue is generated from its business in Taiwan.
75GF Score

Get the complete analysis for TPE:5876

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$43.15
Price
NT$44.89
GF Value