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TPE:5876's PB Ratio is ranked better than 54.25% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs TPE:5876: 1.07
During the past 12 months, The Shanghai Commercial andvings Bank's average Book Value Per Share Growth Rate was 3.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The Shanghai Commercial andvings Bank was 6.50% per year. The lowest was 1.10% per year. And the median was 5.50% per year.
Back to Basics: PB Ratio
The Shanghai Commercial andvings Bank (TPE:5876) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
The Shanghai Commercial andvings Bank PB Ratio Related Terms
The Shanghai Commercial andvings Bank PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Shanghai Commercial andvings Bank PB Ratio Chart
The Shanghai Commercial andvings Bank PB Ratio Competitor Comparison
For the Banks - Regional subindustry, The Shanghai Commercial andvings Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Shanghai Commercial andvings Bank PB Ratio vs Banks Industry
The Shanghai Commercial andvings Bank PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
The Shanghai Commercial andvings Bank (TPE:5876) has a PB Ratio of 1.06 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Shanghai Commercial andvings Bank and its competitors. This is 12% below median its historical median of 1.21. Over the past decade, The Shanghai Commercial andvings Bank's PB Ratio has ranged from 0.91 to 1.75. According to the industry distribution chart, The Shanghai Commercial andvings Bank ranks #694 out of 1517 companies in the Banks industry, placing it in the top 45.7%.
Is The Shanghai Commercial andvings Bank's PB Ratio too high?
The Shanghai Commercial andvings Bank's current PB Ratio of 1.06 is 12% below median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.75. The Banks industry median PB Ratio is 1.11. The Shanghai Commercial andvings Bank's value of 1.06 is 4.5% below this industry median. Based on the distribution chart, The Shanghai Commercial andvings Bank ranks #694 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, The Shanghai Commercial andvings Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Shanghai Commercial andvings Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, The Shanghai Commercial andvings Bank ranks #694 out of 1517 companies for PB Ratio. This puts The Shanghai Commercial andvings Bank in the upper half of its industry. The industry median PB Ratio is 1.11. The Shanghai Commercial andvings Bank's value of 1.06 is 4.5% below this benchmark. Historically, The Shanghai Commercial andvings Bank's own PB Ratio has ranged from 0.91 to 1.75 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 1.11, The Shanghai Commercial andvings Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shanghai Commercial andvings Bank's current PB Ratio of 1.06 is 4.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Shanghai Commercial andvings Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shanghai Commercial andvings Bank's current PB Ratio is 1.06, which is 12% below median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shanghai Commercial andvings Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank (TPE:5876) is currently considered Fairly Valued. The stock's GF Value™ is NT$46.60, compared to a current price of NT$44.95 — trading 3.5% below its estimated fair value. The current PB Ratio is 1.06, which is 12% below median its 10-year median of 1.21 and 4.5% below the Banks industry median of 1.11. The Shanghai Commercial andvings Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The Shanghai Commercial andvings Bank (TPE:5876), the current PB Ratio is 1.06 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Shanghai Commercial andvings Bank (TPE:5876) Overvalued in 2026?
Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank stock appears to be undervalued.
The current stock price of NT$44.95 is trading 3.5% below its estimated GF Value™ of NT$46.60.
GuruFocus considers The Shanghai Commercial andvings Bank to be Fairly Valued.
Key valuation signals for TPE:5876:
PB Ratio: 1.06 (12% below median its 10-year median of 1.21)
GF Value™: NT$46.60 vs. price of NT$44.95 (3.5% below fair value)
Industry Position: 4.5% below the Banks median (#694 of 1517)
No single metric tells the full story. See the TPE:5876 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Shanghai Commercial andvings Bank Business Description
The Shanghai Commercial and Savings Bank provides commercial banking services. The group's objective is to serve society, to support industry, and to promote international trade. Its products and services offerings include current accounts, savings accounts, term deposits, recurring deposits, online banking, loans and overdraft facilities, foreign exchange, and securities trading services, among others. Its geographical segment includes Taiwan, Hong Kong, and others. Maximum revenue is generated from its business in Taiwan.
74GF Score
Get the complete analysis for TPE:5876
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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