The Shanghai Commercial andvings Bank (TPE:5876) OCF Margin %: 200.20% (As of Dec. 2025) — 1296% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:5876 The Shanghai Commercial and Savings Bank TPE:5876
74 GF Score
Price NT$44.95
GF Value NT$46.60
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is The Shanghai Commercial andvings Bank OCF Margin %?

The Shanghai Commercial andvings Bank TPE:5876 +0.78% 74 OCF Margin % is 200.20% as of Dec. 2025, which is 1296% above its 10-year median of 14.34. GuruFocus rates TPE:5876 with a GF Score™ of 74/100 and a GF Value™ of NT$46.60 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, The Shanghai Commercial andvings Bank ranks worse than 87.33% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. The Shanghai Commercial andvings Bank's Cash Flow from Operations for the three months ended in Dec. 2025 was NT$25,428 Mil. The Shanghai Commercial andvings Bank's Revenue for the three months ended in Dec. 2025 was NT$12,702 Mil. Therefore, The Shanghai Commercial andvings Bank's OCF Margin % for the quarter that ended in Dec. 2025 was 200.20%.

As of today, The Shanghai Commercial andvings Bank's current OCF Yield % is -13.48%.

The historical rank and industry rank for The Shanghai Commercial andvings Bank's OCF Margin % or its related term are showing as below:

TPE:5876' s OCF Margin % Range Over the Past 10 Years
Min: -87.65   Med: 14.34   Max: 207.15
Current: -55.67


During the past 13 years, the highest OCF Margin % of The Shanghai Commercial andvings Bank was 207.15%. The lowest was -87.65%. And the median was 14.34%.

TPE:5876's OCF Margin % is ranked worse than
87.33% of 1500 companies
in the Banks industry
Industry Median: 29.45 vs TPE:5876: -55.67


The Shanghai Commercial andvings Bank OCF Margin % Related Terms


The Shanghai Commercial andvings Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for The Shanghai Commercial andvings Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Shanghai Commercial andvings Bank OCF Margin % Chart

The Shanghai Commercial andvings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.65 201.96 207.15 46.32 -55.67

The Shanghai Commercial andvings Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -345.01 -240.47 51.59 -237.22 200.20

The Shanghai Commercial andvings Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, The Shanghai Commercial andvings Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Shanghai Commercial andvings Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, The Shanghai Commercial andvings Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where The Shanghai Commercial andvings Bank's OCF Margin % falls into.


TPE:5876
74GF Score
The Shanghai Commercial and Savings Bank TPE:5876
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Shanghai Commercial andvings Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

The Shanghai Commercial andvings Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-29150.004/52361.45
=-55.67 %

The Shanghai Commercial andvings Bank's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=25428.105/12701.629
=200.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 200.20% mean?
The Shanghai Commercial andvings Bank (TPE:5876) has a OCF Margin % of 200.20% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Shanghai Commercial andvings Bank and its competitors. This is 1296% above median its historical median of 14.34. According to the industry distribution chart, The Shanghai Commercial andvings Bank ranks #1310 out of 1500 companies in the Banks industry, placing it in the top 87.3%.
Is The Shanghai Commercial andvings Bank's OCF Margin % too high?
The Shanghai Commercial andvings Bank's current OCF Margin % of 200.20% is 1296% above median its 10-year median of 14.34. The Banks industry median OCF Margin % is 29.45. The Shanghai Commercial andvings Bank's value of 200.20% is 579.8% above this industry median. Based on the distribution chart, The Shanghai Commercial andvings Bank ranks #1310 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Shanghai Commercial andvings Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Shanghai Commercial andvings Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, The Shanghai Commercial andvings Bank ranks #1310 out of 1500 companies for OCF Margin %. This places The Shanghai Commercial andvings Bank in the lower half of its industry. The industry median OCF Margin % is 29.45. The Shanghai Commercial andvings Bank's value of 200.20% is 579.8% above this benchmark. While the company's 10-year median is 14.34 vs. the industry median of 29.45, The Shanghai Commercial andvings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shanghai Commercial andvings Bank's current OCF Margin % of 200.20% is 579.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Shanghai Commercial andvings Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shanghai Commercial andvings Bank's current OCF Margin % is 200.20%, which is 1296% above median its own 10-year median of 14.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shanghai Commercial andvings Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank (TPE:5876) is currently considered Fairly Valued. The stock's GF Value™ is NT$46.60, compared to a current price of NT$44.95 — trading 3.5% below its estimated fair value. The current OCF Margin % is 200.20%, which is 1296% above median its 10-year median of 14.34 and 579.8% above the Banks industry median of 29.45. The Shanghai Commercial andvings Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For The Shanghai Commercial andvings Bank (TPE:5876), the current OCF Margin % is 200.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Shanghai Commercial andvings Bank (TPE:5876) Overvalued in 2026?

Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank stock appears to be undervalued. The current stock price of NT$44.95 is trading 3.5% below its estimated GF Value™ of NT$46.60. GuruFocus considers The Shanghai Commercial andvings Bank to be Fairly Valued.

Key valuation signals for TPE:5876:

  • OCF Margin %: 200.20% (1296% above median its 10-year median of 14.34)
  • GF Value™: NT$46.60 vs. price of NT$44.95 (3.5% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 579.8% above the Banks median (#1310 of 1500)

No single metric tells the full story. See the TPE:5876 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Shanghai Commercial andvings Bank Business Description

Address Minquan East Road, Section 1, No. 2, Zhongshan District, Taipei, TWN
The Shanghai Commercial and Savings Bank provides commercial banking services. The group's objective is to serve society, to support industry, and to promote international trade. Its products and services offerings include current accounts, savings accounts, term deposits, recurring deposits, online banking, loans and overdraft facilities, foreign exchange, and securities trading services, among others. Its geographical segment includes Taiwan, Hong Kong, and others. Maximum revenue is generated from its business in Taiwan.
74GF Score

Get the complete analysis for TPE:5876

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$44.95
Price
NT$46.60
GF Value