Kyushu Financial Group (TSE:7180) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7180 Kyushu Financial Group Inc TSE:7180
64 GF Score
Price 円1,678.00
GF Value 円1,037.05
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Kyushu Financial Group Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Kyushu Financial Group  (TSE:7180) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Kyushu Financial Group Cyclically Adjusted PS Ratio Related Terms


Kyushu Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Kyushu Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyushu Financial Group Cyclically Adjusted PS Ratio Chart

Kyushu Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.73 2.55

Kyushu Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 2.13 2.35 2.58 3.22

Kyushu Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Kyushu Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyushu Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kyushu Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Kyushu Financial Group's Cyclically Adjusted PS Ratio falls into.


TSE:7180
64GF Score
Kyushu Financial Group Inc TSE:7180
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kyushu Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Kyushu Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Kyushu Financial Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=156.428/113.6000*113.6000
=156.428

Current CPI (Jun. 2026) = 113.6000.

Kyushu Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 87.286 98.000 101.181
201612 93.698 98.400 108.172
201703 80.110 98.100 92.768
201706 88.358 98.500 101.903
201709 79.995 98.800 91.978
201712 84.589 99.400 96.673
201803 81.648 99.200 93.500
201806 95.370 99.200 109.214
201809 82.414 99.900 93.716
201812 88.385 99.700 100.707
201903 88.068 99.700 100.346
201906 89.293 99.800 101.640
201909 84.135 100.100 95.482
201912 87.667 100.500 99.094
202003 93.000 100.300 105.332
202006 100.923 99.900 114.763
202009 85.219 99.900 96.906
202012 98.533 99.300 112.723
202103 91.353 99.900 103.881
202106 94.490 99.500 107.880
202109 92.764 100.100 105.275
202112 109.585 100.100 124.364
202203 100.030 101.100 112.398
202206 137.597 101.800 153.546
202209 97.131 103.100 107.023
202212 108.009 104.100 117.866
202303 108.684 104.400 118.262
202306 121.104 105.200 130.774
202309 105.487 106.200 112.837
202312 112.022 106.800 119.154
202403 108.999 107.200 115.506
202406 108.876 108.200 114.310
202409 97.652 108.900 101.867
202412 106.498 110.700 109.288
202503 149.852 111.100 153.224
202506 108.153 111.700 109.993
202509 107.059 112.000 108.588
202512 115.995 113.000 116.611
202603 140.692 112.700 141.816
202606 156.428 113.600 156.428

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Kyushu Financial Group (TSE:7180) Overvalued in 2026?

Based on GuruFocus' analysis, Kyushu Financial Group stock appears to be overvalued. The current stock price of 円1,678.00 is trading 61.8% above its estimated GF Value™ of 円1,037.05. GuruFocus considers Kyushu Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7180:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: 円1,037.05 vs. price of 円1,678.00 (61.8% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the TSE:7180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyushu Financial Group Business Description

Other Exchanges 7180:Japan
Address 1-12-3 Kasuga, Nishi-ku, Kumamoto, JPN, 860-0047
Kyushu Financial Group Inc is a financial service provider based in Japan. The company, along with its subsidiaries, provides traditional banking services to its customers. The company operates through two segments: the Banking Business, which provides deposit, lending, foreign exchange, and securities services, and the Leasing Business, which offers leasing and related financial services. It generates the majority of its revenue from the Banking business segment.
64GF Score

Get the complete analysis for TSE:7180

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,678.00
Price
円1,037.05
GF Value