Kyushu Financial Group (TSE:7180) GF Score: 69/100 (As of Jul. 21, 2026) — 146% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7180 Kyushu Financial Group Inc TSE:7180
69 GF Score
Price 円1,552.00
GF Value 円940.46
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Kyushu Financial Group GF Score?

Kyushu Financial Group TSE:7180 +4.65% 69 GF Score is 69 as of Jul. 21, 2026, which is 146% above its 10-year median of 28.00. GuruFocus rates TSE:7180 with a GF Score™ of 69/100 and a GF Value™ of 円940.46 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Kyushu Financial Group has the GF Score of 69, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 8/10
4. GF Value Rank : 3/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Kyushu Financial Group might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Kyushu Financial Group  (TSE:7180) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Kyushu Financial Group GF Score Related Terms


Kyushu Financial Group GF Score Competitor Comparison

For the Banks - Regional subindustry, Kyushu Financial Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyushu Financial Group GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Kyushu Financial Group's GF Score distribution charts can be found below:

* The bar in red indicates where Kyushu Financial Group's GF Score falls into.


TSE:7180
69GF Score
Kyushu Financial Group Inc TSE:7180
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 69 mean?
Kyushu Financial Group (TSE:7180) has a GF Score of 69 as of Jul. 21, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kyushu Financial Group and its competitors. This is 146% above median its historical median of 28.00. Over the past decade, Kyushu Financial Group's GF Score has ranged from 1.00 to 75.00.
Is Kyushu Financial Group's GF Score too high?
Kyushu Financial Group's current GF Score of 69 is 146% above median its 10-year median of 28.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 75.00. Overall, Kyushu Financial Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kyushu Financial Group's GF Score compare to competitors?
Kyushu Financial Group's GF Score of 69 can be compared against companies in the Banks industry. Historically, Kyushu Financial Group's own GF Score has ranged from 1.00 to 75.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kyushu Financial Group and its competitors. Kyushu Financial Group's current GF Score is 69, which is 146% above median its own 10-year median of 28.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyushu Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Kyushu Financial Group (TSE:7180) is currently considered Significantly Overvalued. The stock's GF Value™ is 円940.46, compared to a current price of 円1,552.00 — trading 65% above its estimated fair value. The current GF Score is 69, which is 146% above median its 10-year median of 28.00. Kyushu Financial Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Kyushu Financial Group (TSE:7180), the current GF Score is 69 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyushu Financial Group (TSE:7180) Overvalued in 2026?

Based on GuruFocus' analysis, Kyushu Financial Group stock appears to be overvalued. The current stock price of 円1,552.00 is trading 65% above its estimated GF Value™ of 円940.46. GuruFocus considers Kyushu Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7180:

  • GF Score: 69 (146% above median its 10-year median of 28.00)
  • GF Value™: 円940.46 vs. price of 円1,552.00 (65% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the TSE:7180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyushu Financial Group Business Description

Address 1-12-3 Kasuga, Nishi-ku, Kumamoto, JPN, 860-0047
Kyushu Financial Group Inc is a financial service provider based in Japan. The company, along with its subsidiaries, provides traditional banking services to its customers. The company operates through two segments: the Banking Business, which provides deposit, lending, foreign exchange, and securities services, and the Leasing Business, which offers leasing and related financial services. It generates the majority of its revenue from the Banking business segment.
69GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,552.00
Price
円940.46
GF Value