Kyushu Financial Group (TSE:7180) E10: 円55.54 (As of Mar. 2026)

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TSE:7180 Kyushu Financial Group Inc TSE:7180
69 GF Score
Price 円1,552.00
GF Value 円940.46
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Kyushu Financial Group E10?

Kyushu Financial Group TSE:7180 +4.65% 69 E10 is 円55.54 as of Mar. 2026. GuruFocus rates TSE:7180 with a GF Score™ of 69/100 and a GF Value™ of 円940.46 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kyushu Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was 円15.860. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円55.54 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-21), Kyushu Financial Group's current stock price is 円1552.00. Kyushu Financial Group's E10 for the quarter that ended in Mar. 2026 was 円55.54. Kyushu Financial Group's Shiller PE Ratio of today is 27.94.

During the past 11 years, the highest Shiller PE Ratio of Kyushu Financial Group was 27.32. The lowest was 17.24. And the median was 23.32.


Kyushu Financial Group  (TSE:7180) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kyushu Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1552.00/55.54
=27.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Kyushu Financial Group was 27.32. The lowest was 17.24. And the median was 23.32.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kyushu Financial Group E10 Related Terms


Kyushu Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Kyushu Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyushu Financial Group E10 Chart

Kyushu Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 55.54

Kyushu Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 48.20 49.77 55.54

Kyushu Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Kyushu Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyushu Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kyushu Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kyushu Financial Group's Shiller PE Ratio falls into.


TSE:7180
69GF Score
Kyushu Financial Group Inc TSE:7180
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kyushu Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kyushu Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.86/112.7000*112.7000
=15.860

Current CPI (Mar. 2026) = 112.7000.

Kyushu Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 12.200 98.100 14.016
201609 4.180 98.000 4.807
201612 12.862 98.400 14.731
201703 2.870 98.100 3.297
201706 18.380 98.500 21.030
201709 9.626 98.800 10.980
201712 15.530 99.400 17.608
201803 -0.870 99.200 -0.988
201806 16.840 99.200 19.132
201809 9.924 99.900 11.196
201812 11.712 99.700 13.239
201903 10.630 99.700 12.016
201906 16.380 99.800 18.497
201909 8.340 100.100 9.390
201912 11.830 100.500 13.266
202003 4.042 100.300 4.542
202006 16.220 99.900 18.298
202009 4.740 99.900 5.347
202012 13.450 99.300 15.265
202103 -0.293 99.900 -0.331
202106 15.840 99.500 17.941
202109 10.380 100.100 11.687
202112 7.130 100.100 8.027
202203 4.665 101.100 5.200
202206 22.350 101.800 24.743
202209 17.390 103.100 19.009
202212 13.800 104.100 14.940
202303 3.474 104.400 3.750
202306 28.170 105.200 30.178
202309 8.187 106.200 8.688
202312 16.050 106.800 16.937
202403 8.600 107.200 9.041
202406 21.470 108.200 22.363
202409 12.310 108.900 12.740
202412 14.600 110.700 14.864
202503 21.810 111.100 22.124
202506 31.080 111.700 31.358
202509 17.020 112.000 17.126
202512 23.580 113.000 23.517
202603 15.860 112.700 15.860

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円55.54 mean?
Kyushu Financial Group (TSE:7180) has a E10 of 円55.54 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kyushu Financial Group and its competitors.
Is Kyushu Financial Group's E10 too high?
Kyushu Financial Group's current E10 is 円55.54. Overall, Kyushu Financial Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kyushu Financial Group's E10 compare to competitors?
Kyushu Financial Group's E10 of 円55.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kyushu Financial Group and its competitors. Kyushu Financial Group's current E10 is 円55.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyushu Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Kyushu Financial Group (TSE:7180) is currently considered Significantly Overvalued. The stock's GF Value™ is 円940.46, compared to a current price of 円1,552.00 — trading 65% above its estimated fair value. The current E10 is 円55.54. Kyushu Financial Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kyushu Financial Group (TSE:7180), the current E10 is 円55.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyushu Financial Group (TSE:7180) Overvalued in 2026?

Based on GuruFocus' analysis, Kyushu Financial Group stock appears to be overvalued. The current stock price of 円1,552.00 is trading 65% above its estimated GF Value™ of 円940.46. GuruFocus considers Kyushu Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7180:

  • E10: 円55.54
  • GF Value™: 円940.46 vs. price of 円1,552.00 (65% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the TSE:7180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyushu Financial Group Business Description

Address 1-12-3 Kasuga, Nishi-ku, Kumamoto, JPN, 860-0047
Kyushu Financial Group Inc is a financial service provider based in Japan. The company, along with its subsidiaries, provides traditional banking services to its customers. The company operates through two segments: the Banking Business, which provides deposit, lending, foreign exchange, and securities services, and the Leasing Business, which offers leasing and related financial services. It generates the majority of its revenue from the Banking business segment.
69GF Score

Get the complete analysis for TSE:7180

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,552.00
Price
円940.46
GF Value