BNCC (BNCCORP) Cyclically Adjusted Revenue per Share: $19.39 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BNCC BNCCORP Inc BNCC
62 GF Score
Price $32.00
GF Value $32.76
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is BNCCORP Cyclically Adjusted Revenue per Share?

BNCCORP BNCC 62 Cyclically Adjusted Revenue per Share is $19.39 as of Jun. 2026. GuruFocus rates BNCC with a GF Score™ of 62/100 and a GF Value™ of $32.76 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

BNCCORP's adjusted revenue per share for the three months ended in Jun. 2026 was $3.085. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $19.39 for the trailing ten years ended in Jun. 2026.

During the past 12 months, BNCCORP's average Cyclically Adjusted Revenue Growth Rate was -0.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -0.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 1.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 3.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of BNCCORP was 8.90% per year. The lowest was -0.80% per year. And the median was 3.30% per year.

As of today (2026-08-19), BNCCORP's current stock price is $32.00. BNCCORP's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $19.39. BNCCORP's Cyclically Adjusted PS Ratio of today is 1.65.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of BNCCORP was 2.73. The lowest was 1.01. And the median was 1.72.


BNCCORP  (OTCPK:BNCC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

BNCCORP's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=32.00/19.39
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of BNCCORP was 2.73. The lowest was 1.01. And the median was 1.72.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


BNCCORP Cyclically Adjusted Revenue per Share Related Terms


BNCCORP Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for BNCCORP's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNCCORP Cyclically Adjusted Revenue per Share Chart

BNCCORP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.09 19.70 19.69 19.53 19.22

BNCCORP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.44 19.42 19.22 19.41 19.39

BNCC vs PPBN, CCNB, CTUY: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, BNCCORP's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNCCORP Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BNCCORP's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where BNCCORP's Cyclically Adjusted PS Ratio falls into.


BNCC
62GF Score
BNCCORP Inc BNCC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BNCCORP Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BNCCORP's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.085/333.9520*333.9520
=3.085

Current CPI (Jun. 2026) = 333.9520.

BNCCORP Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.078 241.428 5.641
201612 3.261 241.432 4.511
201703 3.186 243.801 4.364
201706 3.445 244.955 4.697
201709 3.513 246.819 4.753
201712 3.256 246.524 4.411
201803 3.592 249.554 4.807
201806 3.605 251.989 4.778
201809 3.143 252.439 4.158
201812 3.046 251.233 4.049
201903 3.222 254.202 4.233
201906 3.958 256.143 5.160
201909 5.409 256.759 7.035
201912 3.670 256.974 4.769
202003 5.107 258.115 6.607
202006 9.742 257.797 12.620
202009 9.277 260.280 11.903
202012 9.026 260.474 11.572
202103 7.428 264.877 9.365
202106 4.771 271.696 5.864
202109 4.846 274.310 5.900
202112 4.242 278.802 5.081
202203 3.476 287.504 4.038
202206 3.679 296.311 4.146
202209 3.516 296.808 3.956
202212 3.339 296.797 3.757
202303 3.374 301.836 3.733
202306 3.284 305.109 3.594
202309 2.507 307.789 2.720
202312 2.655 306.746 2.890
202403 2.620 312.332 2.801
202406 2.561 314.175 2.722
202409 2.572 315.301 2.724
202412 2.655 315.605 2.809
202503 2.608 319.799 2.723
202506 2.789 322.561 2.887
202509 2.895 324.800 2.977
202512 2.959 324.054 3.049
202603 3.001 330.213 3.035
202606 3.085 333.952 3.085

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $19.39 mean?
BNCCORP (BNCC) has a Cyclically Adjusted Revenue per Share of $19.39 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on BNCCORP and its competitors.
Is BNCCORP's Cyclically Adjusted Revenue per Share too high?
BNCCORP's current Cyclically Adjusted Revenue per Share is $19.39. Overall, BNCCORP has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BNCCORP's Cyclically Adjusted Revenue per Share compare to PPBN and CCNB?
BNCCORP's Cyclically Adjusted Revenue per Share of $19.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on BNCCORP and its competitors. BNCCORP's current Cyclically Adjusted Revenue per Share is $19.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNCCORP stock overvalued right now?
Based on GuruFocus' analysis, BNCCORP (BNCC) is currently considered Fairly Valued. The stock's GF Value™ is $32.76, compared to a current price of $32.00 — trading 2.3% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $19.39. BNCCORP's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For BNCCORP (BNCC), the current Cyclically Adjusted Revenue per Share is $19.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNCCORP (BNCC) Overvalued in 2026?

Based on GuruFocus' analysis, BNCCORP stock appears to be undervalued. The current stock price of $32.00 is trading 2.3% below its estimated GF Value™ of $32.76. GuruFocus considers BNCCORP to be Fairly Valued.

Key valuation signals for BNCC:

  • Cyclically Adjusted Revenue per Share: $19.39
  • GF Value™: $32.76 vs. price of $32.00 (2.3% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the BNCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNCCORP Business Description

Address 322 East Main Avenue, P.O. Box 4050, Bismarck, ND, USA, 58501
BNCCORP Inc is a bank holding company. The company operates in three segments namely Community Banking, Mortgage Banking, and Holding company. It generates the majority of its revenue from the Community banking segment, which provides business and personal loans, commercial real estate loans, SBA loans, Business and personal checking, saving products, cash management, wealth management, and retirement plan administration.
62GF Score

Get the complete analysis for BNCC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$32.76
GF Value