BNCC (BNCCORP) ROE % Adjusted to Book Value: 7.00% (As of Mar. 2026)

BNCCORP BNCC -0.28% 60 ROE % Adjusted to Book Value is 7.00% as of Mar. 2026. GuruFocus rates BNCC with a GF Score™ of 60/100 and a GF Value™ of $30.56 (Modestly Overvalued). The stock has 2 warning signs investors should review.

BNCCORP's ROE % for the quarter that ended in Mar. 2026 was 8.05%. BNCCORP's PB Ratio for the quarter that ended in Mar. 2026 was 1.15. BNCCORP's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.00%.

BNCCORP ROE % Adjusted to Book Value Related Terms

BNCCORP ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for BNCCORP's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNCCORP ROE % Adjusted to Book Value Chart

BNCCORP Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROE % Adjusted to Book Value

Get a 7-Day Free Trial

13.64

5.70

5.82

6.49

7.96

BNCCORP Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROE % Adjusted to Book Value	Get a 7-Day Free Trial															6.37	8.94	9.93	7.57	7.00

BNCC vs FCPB, HYNE, JDVB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, BNCCORP's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BNCCORP ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, BNCCORP's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BNCCORP's ROE % Adjusted to Book Value falls into.

Save Embed

60GF Score

BNCCORP Inc BNCC

ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

BNCCORP ROE % Adjusted to Book Value Calculation

BNCCORP's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	8.76%	/	1.10
	=	7.96%

BNCCORP's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	8.05%	/	1.15
	=	7.00%

Frequently Asked Questions Learn more about ROE % Adjusted to Book Value →

What does a ROE % Adjusted to Book Value of 7.00% mean?

BNCCORP (BNCC) has a ROE % Adjusted to Book Value of 7.00% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BNCCORP and its competitors.

Is BNCCORP's ROE % Adjusted to Book Value too high?

BNCCORP's current ROE % Adjusted to Book Value is 7.00%. Overall, BNCCORP has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does BNCCORP's ROE % Adjusted to Book Value compare to FCPB and HYNE?

BNCCORP's ROE % Adjusted to Book Value of 7.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROE % Adjusted to Book Value for a Banks company?

A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROE % Adjusted to Book Value mean?

A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BNCCORP and its competitors. BNCCORP's current ROE % Adjusted to Book Value is 7.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BNCCORP stock overvalued right now?

Based on GuruFocus' analysis, BNCCORP (BNCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.56, compared to a current price of $35.80 — trading 17.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.00%. BNCCORP's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROE % Adjusted to Book Value calculated?

ROE % Adjusted to Book Value is calculated from a company's financial statements. For BNCCORP (BNCC), the current ROE % Adjusted to Book Value is 7.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNCCORP (BNCC) Overvalued in 2026?

Based on GuruFocus' analysis, BNCCORP stock appears to be overvalued. The current stock price of $35.80 is trading 17.1% above its estimated GF Value™ of $30.56. GuruFocus considers BNCCORP to be Modestly Overvalued.

Key valuation signals for BNCC:

ROE % Adjusted to Book Value: 7.00%
GF Value™: $30.56 vs. price of $35.80 (17.1% above fair value)
GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the BNCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNCCORP Business Description

Industry Financial Services Banks

Comparable Companies FCPB HYNE JDVB CTUY CBBI CHBH FMBM CCNB JFBC AMBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 322 East Main Avenue, P.O. Box 4050, Bismarck, ND, USA, 58501

Website https://www.bnccorp.com

BNCCORP Inc is a bank holding company. The company operates in three segments namely Community Banking, Mortgage Banking, and Holding company. It generates the majority of its revenue from the Community banking segment, which provides business and personal loans, commercial real estate loans, SBA loans, Business and personal checking, saving products, cash management, wealth management, and retirement plan administration.

60GF Score

Get the complete analysis for BNCC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.80

Price

$30.56

GF Value

View BNCC Analysis

See ROE % Adjusted to Book Value data for all stocks →