F N B (FNB) Cyclically Adjusted Revenue per Share: $4.82 (As of Mar. 2026)


FNB F N B Corp FNB
71 GF Score
Price $19.03
GF Value $16.61
Valuation Modestly Overvalued
! 8 Warning Signs
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What is F N B Cyclically Adjusted Revenue per Share?

F N B FNB -2.06% 71 Cyclically Adjusted Revenue per Share is $4.82 as of Mar. 2026. GuruFocus rates FNB with a GF Score™ of 71/100 and a GF Value™ of $16.61 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

F N B's adjusted revenue per share for the three months ended in Mar. 2026 was $1.249. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $4.82 for the trailing ten years ended in Mar. 2026.

During the past 12 months, F N B's average Cyclically Adjusted Revenue Growth Rate was 3.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 3.50% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of F N B was 6.10% per year. The lowest was -11.30% per year. And the median was -2.05% per year.

As of today (2026-07-06), F N B's current stock price is $19.03. F N B's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $4.82. F N B's Cyclically Adjusted PS Ratio of today is 3.95.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of F N B was 4.00. The lowest was 1.60. And the median was 3.03.


F N B  (NYSE:FNB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

F N B's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=19.03/4.82
=3.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of F N B was 4.00. The lowest was 1.60. And the median was 3.03.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


F N B Cyclically Adjusted Revenue per Share Related Terms


F N B Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for F N B's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F N B Cyclically Adjusted Revenue per Share Chart

F N B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.21 4.43 4.55 4.63 4.73

F N B Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.68 4.72 4.75 4.73 4.82

FNB vs GBCI, CBC, FLG: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, F N B's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F N B Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, F N B's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where F N B's Cyclically Adjusted PS Ratio falls into.


FNB
71GF Score
F N B Corp FNB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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F N B Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, F N B's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.249/330.2130*330.2130
=1.249

Current CPI (Mar. 2026) = 330.2130.

F N B Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.972 241.018 1.332
201609 0.995 241.428 1.361
201612 0.988 241.432 1.351
201703 0.952 243.801 1.289
201706 0.876 244.955 1.181
201709 0.897 246.819 1.200
201712 0.904 246.524 1.211
201803 0.899 249.554 1.190
201806 0.936 251.989 1.227
201809 0.952 252.439 1.245
201812 0.922 251.233 1.212
201903 0.908 254.202 1.180
201906 0.936 256.143 1.207
201909 0.951 256.759 1.223
201912 0.918 256.974 1.180
202003 0.923 258.115 1.181
202006 0.941 257.797 1.205
202009 0.955 260.280 1.212
202012 0.970 260.474 1.230
202103 0.942 264.877 1.174
202106 0.953 271.696 1.158
202109 0.991 274.310 1.193
202112 0.938 278.802 1.111
202203 0.894 287.504 1.027
202206 0.947 296.311 1.055
202209 1.071 296.808 1.192
202212 1.160 296.797 1.291
202303 1.140 301.836 1.247
202306 1.131 305.109 1.224
202309 1.125 307.789 1.207
202312 0.933 306.746 1.004
202403 1.122 312.332 1.186
202406 1.114 314.175 1.171
202409 1.137 315.301 1.191
202412 1.028 315.605 1.076
202503 1.132 319.799 1.169
202506 1.212 322.561 1.241
202509 1.264 324.800 1.285
202512 1.269 324.054 1.293
202603 1.249 330.213 1.249

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $4.82 mean?
F N B (FNB) has a Cyclically Adjusted Revenue per Share of $4.82 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on F N B and its competitors.
Is F N B's Cyclically Adjusted Revenue per Share too high?
F N B's current Cyclically Adjusted Revenue per Share is $4.82. Overall, F N B has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F N B's Cyclically Adjusted Revenue per Share compare to GBCI and CBC?
F N B's Cyclically Adjusted Revenue per Share of $4.82 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on F N B and its competitors. F N B's current Cyclically Adjusted Revenue per Share is $4.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F N B stock overvalued right now?
Based on GuruFocus' analysis, F N B (FNB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.61, compared to a current price of $19.03 — trading 14.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $4.82. F N B's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For F N B (FNB), the current Cyclically Adjusted Revenue per Share is $4.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F N B (FNB) Overvalued in 2026?

Based on GuruFocus' analysis, F N B stock appears to be overvalued. The current stock price of $19.03 is trading 14.6% above its estimated GF Value™ of $16.61. GuruFocus considers F N B to be Modestly Overvalued.

Key valuation signals for FNB:

  • Cyclically Adjusted Revenue per Share: $4.82
  • GF Value™: $16.61 vs. price of $19.03 (14.6% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the FNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


F N B Business Description

Address 626 Washington Place, Pittsburgh, PA, USA, 15219
F N B Corp provides a full range of financial services, principally to consumers, corporations, governments, and small- to medium-sized businesses. It has three reportable business segments: Community Banking, Wealth Management, and Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services.
71GF Score

Get the complete analysis for FNB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.03
Price
$16.61
GF Value