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F N B (FNB) Cyclically Adjusted Price-to-FCF : 9.54 (As of May. 22, 2025)


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What is F N B Cyclically Adjusted Price-to-FCF?

As of today (2025-05-22), F N B's current share price is $13.93. F N B's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $1.46. F N B's Cyclically Adjusted Price-to-FCF for today is 9.54.

The historical rank and industry rank for F N B's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FNB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 3.42   Med: 6.36   Max: 11.91
Current: 9.49

During the past years, F N B's highest Cyclically Adjusted Price-to-FCF was 11.91. The lowest was 3.42. And the median was 6.36.

FNB's Cyclically Adjusted Price-to-FCF is ranked worse than
55.78% of 891 companies
in the Banks industry
Industry Median: 8.81 vs FNB: 9.49

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

F N B's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $0.118. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.46 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


F N B Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for F N B's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F N B Cyclically Adjusted Price-to-FCF Chart

F N B Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.20 6.63 7.33 8.47 10.05

F N B Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.26 9.09 9.80 10.05 9.24

Competitive Comparison of F N B's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, F N B's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F N B's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F N B's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where F N B's Cyclically Adjusted Price-to-FCF falls into.


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F N B Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

F N B's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=13.93/1.46
=9.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F N B's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, F N B's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.118/134.9266*134.9266
=0.118

Current CPI (Mar. 2025) = 134.9266.

F N B Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.207 100.684 0.277
201509 0.459 100.392 0.617
201512 0.205 99.792 0.277
201603 0.410 100.470 0.551
201606 -0.035 101.688 -0.046
201609 0.379 101.861 0.502
201612 0.377 101.863 0.499
201703 -0.019 102.862 -0.025
201706 -0.357 103.349 -0.466
201709 0.613 104.136 0.794
201712 0.441 104.011 0.572
201803 0.617 105.290 0.791
201806 0.424 106.317 0.538
201809 0.488 106.507 0.618
201812 0.240 105.998 0.306
201903 0.021 107.251 0.026
201906 -0.353 108.070 -0.441
201909 0.656 108.329 0.817
201912 0.327 108.420 0.407
202003 -0.653 108.902 -0.809
202006 0.108 108.767 0.134
202009 0.197 109.815 0.242
202012 0.573 109.897 0.704
202103 0.637 111.754 0.769
202106 0.189 114.631 0.222
202109 0.226 115.734 0.263
202112 0.406 117.630 0.466
202203 0.949 121.301 1.056
202206 0.877 125.017 0.947
202209 0.905 125.227 0.975
202212 0.447 125.222 0.482
202303 -0.038 127.348 -0.040
202306 0.284 128.729 0.298
202309 0.782 129.860 0.813
202312 -0.102 129.419 -0.106
202403 0.596 131.776 0.610
202406 0.152 132.554 0.155
202409 -0.127 133.029 -0.129
202412 0.766 133.157 0.776
202503 0.118 134.927 0.118

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


F N B  (NYSE:FNB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


F N B Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of F N B's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


F N B Business Description

Industry
Traded in Other Exchanges
Address
626 Washington Place, Pittsburgh, PA, USA, 15219
F N B Corp provides a full range of financial services, principally to consumers, corporations, governments and small- to medium-sized businesses. It has three reportable business segments: Community Banking, Wealth Management and Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services.
Executives
David L Motley director 517 AVONWORTH HEIGHTS DRIVE, PITTSBURGH PA 151237
William B Campbell director R.D. #2, 45 ROMAIN ROAD, PULASKI PA 16143
Delie Vincent J Jr director, officer: CEO and President 247 THORN STREET, SEWICKLEY A0 15143
Pamela A Bena director 105 PARK AVE, VENETIA PA 15367
David J Malone director 5004 MCKNIGHT ROAD, PITTSBURGH PA 15237
James Orie officer: Chief Legal Officer, other: Corporate Secretary
Bryant Mitchell officer: Chief Wholesale Banking Office 12 FEDERAL STREET, PITTSBURGH PA 15212
Vincent J Calabrese officer: Chief Financial Officer C/O PEOPLE'S BANK, 850 MAIN STREET, BRIDGEPORT CT 06604
James L Dutey officer: Corporate Controller 100 7TH STREET, APT. 1507, PITTSBURGH PA 15222
Barry C Robinson officer: Chief Consumer Banking Officer 8285 WEMBLEY COURT, CHAGRIN FALLS OH 44023
Gary L Guerrieri officer: Chief Credit Officer 163 DODD DR, WASHINGTON PA 15301-9528
Robert A Hormell director RR 1 BOX 292, WATSONTOWN PA 17777
James D Chiafullo director
William J Strimbu director C/O FNB CORP, 2150 GOODLETTE RD. N., NAPLES FL 34102
Mary Jo Dively director 303 WILDBERRY ROAD, PITTSBURGH PA 15238